13120 TWELVE OAKS AVE

RICHWOODS PHASE TWENTY SEVEN CFR, BLK 66, LOT 19

472087 13120Twelve OaksAve. Frisco,Texas75035 2t'25SEP168: 28 NOTICE OFTRUSTEE' SSALEcccLi ccU
'YLi( and OEPt'TY APPOINTMENT OFSUBSTITUTE TRUSTEE THISINSTRUMENT APPOINTS MESUBSTITUTE TRUSTEES) IDENTIFIED TOSELLTHEPROPERTY DESCRIBED INTHESECURITY INSTRUMENT IDENTIFIED INMISNOTICE OFSALE. THEPERSON SIGNING fiLLSNOTICE ISTHEATTORNEY ORAUTHORIZED AGENT OFTELEMORTGAGEE OR MORTGAGE SERVICER WHEREAS, onJune8, 2018, AtifSultanandNazneen NelabSultan, husband andwife executedaDeedofTrustconveying toScottEverett,Trustee,therealpropertyhereinafter described, tosecureEverettFinancial, Inc. DB/ASupremeLending,inthepaymentofadebtthereindescribed, saidDeedofTrustbeingrecordedinDocument No. 20180608000708990, OfficialPublicRecords ofCollinCounty,Texas. WHEREAS, defaulthasoccurredinthepaymentofsaidindebtedness, andthesameisnow whollydue, andtheownerandholderofsaiddebthasrequested thehereinafter appointed Substitute Trusteetosellsaidpropertytothehighestbidderforcashandtodistribute orapplytheproceedsof saidsaleinaccordance withthetermsofsaidDeedofTrust. WHEREAS, inmycapacityastheattorneyforthepresentownerandholderofthenote, and pursuanttoSection51.0076(3) TexasPropertyCode, Iherebyname, appointanddesignateJeff BentonorBrandyBaconorMichelle Schwartz orGuyWiggsorDavidStockman orDonna Stockman orJanetPinderor.JamieDworsky orAngela Cooper orDavidGarvin, theSubstitute Trustee(s) intheabovedescribed DeedofTrustand/ortoactunderandbyvirtueofsaidDeedof Trust, includingpostingandfilingthepublicnoticerequiredunderSection51.002TexasProperty Codeasamended, andtoproceedwithaforeclosure oftheDeedofTrustliensecuringthepayment ofsaidnote. NOW,THEREFORE, NOTICE ISHEREBY GIVENthatonTuesday, October7, 2025, at 10:00o'clocka.m. orwithinthree (3) hoursthereafter, theSubstitute Trustee willsellsaidreal propertyattheplacehereinafter setout, tothehighestbidderforcash. Theplaceofsaleshallbein theareadesignated bytheCommissioners CourtofsuchCounty, pursuantto §51.002oftheTexas PropertyCodeastheplacewhereforeclosure salesaretotakeplace (ifsuchplaceisnotso designated, thesalewilltakeplaceintheareawherethisNoticeofSubstitute Trustee'sSaleis posted),intheCityofMcKinney, CollinCounty,Texas. Saidrealpropertyisdescribed asfollows: Lot19, inBlock66, ofRichwoods PhaseTwentySeven, anaddition totheCityofFrisco, CollinCounty, Texas,accordingtotheMaporPlatthereofrecordedin/under Volume2016,Page757,Map/PlatRecords, CollinCounty,Texas. TheDeedofTrustpermitstheBeneficiary topostpone, withdraw, orreschedule thesalefor anotherday. Inthatcase, theTrusteeundertheDeedofTrustorSubstitute Trusteeappointed herein neednotappearatthedate, timeandplaceofascheduledsaletoannouncethepostponement, withdrawal, orrescheduling. Noticeofthedateofanyrescheduled foreclosure salewillbereposted andrefiledinaccordance withthepostingandfilingrequirements oftheTexasPropertyCode. The repostingorrefilingmaybeafterthedateoriginally scheduled forthissale. PursuanttoSection51.009oftheTexasPropertyCode,thepropertywillbesoldin"ASIS, WHEREIS"condition, withoutanyexpressorimpliedwarranties, exceptastothewarranties oftitle ifany) provided forundertheDeedofTrust. Prospective biddersareadvisedtoconductan independent investigation ofthenatureandphysicalconditionofthepropertyandthepriorityofthe lienbeingforeclosed. Thesalewillbeconducted asapublicauctiontothehighestbidderforcash, subjecttothe provisions oftheDeedofTrustpermitting theBeneficiary thereunder tohavethebidcreditedtothe NoteuptotheamountoftheunpaiddebtsecuredbytheDeedofTrustatthetimeofsale. Thosedesiringtopurchasethepropertywillneedtodemonstrate theirabilitytopaytheirbid immediately incashiftheirbidisaccepted. ThesalewillbemadeexpresslysubjecttoanytitlematterssetforthintheDeedofTrust, but prospective biddersarereminded thatbylawthesalewillnecessarily bemadesubjecttoallprior mattersofrecordaffectingtheproperty, ifany, totheextentthattheyremaininforceandeffectand havenotbeensubordinated totheDeedofTrust.Thesaleshallnotcoveranypartofthepropertythat hasbeenreleasedofpublicrecordfromthelienoftheDeedofTrust.Prospective biddersarestrongly urgedtoexaminetheapplicable propertyrecordstodetermine thepriority,natureandextentofsuch matters, ifany. Intheeventofadefectorotherproblemwiththeforeclosure processisdiscovered thatmay invalidate thesale, theconsideration paidwillbereturnedtothepurchaser asthesoleandabsolute remedy. Intheeventofanyclaimoractionbroughtbyanypersonincludingthepurchaser requiring orresultingintheinvalidation ofthesaleandrescission oftheTrustee'sDeedorSubstitute Trustee's Deed,purchaser'sdamagesresultingtherefromarelimitedtotheconsideration paidtotheTrusteeor Substitute Trusteeandthesoleandabsoluteremedyshallbethereturntopurchaser ofthe consideration paid. Thepurchaser shallhavenofurtherrecourseagainsttheTrustee, Substitute Trustee, Mortgagor, Mortgagee ortheMortgagee' sattorney. Defaulthasoccurred undertheDeedofTrust, andthebeneficiary hasrequested theabove namedTrusteeorSubstituteTrustee(s),toconductthispublicsale.Noticeisgiventhatbeforethesale thebeneficiary ortheBeneficiary' sattorney, agentorservicermayappointanotherpersonsubstitute trustee toconduct thesale.AssertandprotectyourrightsasamemberofthearmedforcesoftheUnited States. Ifyouareoryourspouseisservingonactivemilitary duty,including activemilitarydutyasamemberoftheTexasNational GuardortheNational Guardofanother stateorasamember ofareservecomponent ofthearmed forcesoftheUnitedStates, pleasesendwrittennoticeoftheactiveduty military servicetothesenderofthisnoticeimmediately. TheSubstitute Trustee' saddress isdoWest& West, Greer& Estorga, 2929Mossrock, Suite 204, SanAntonio, Texas78230. WITNESS MYHAND on

/SdayofSeptember 2025. MATTHEW D. JOHNSON StateBarNo.24098890 DEANW. GREER StateBarNo. 08414100 AttorneyorAuthorized Agent forthe Mortgagee orMortgagee' sServicer West& West, Greer& Estorga 2929Mossrock, Suite204 SanAntonio, Texas78230