HIGHLANDS AT WESTRIDGE PHASE 3, THE CMC, BLK J, LOT 21
Bedrooms
Bathrooms
Sq Ft
Year Built
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COUNSTCETY/ r;isMP
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NOTICE OFSUBSTITUTE TRUSTEE'
uuY. TEXAS
AEPurY
e2375
T.S.#:2025-17057- TX
Assertandprotect yourrightsasamember ofthearmedforcesoftheUnited States. Ifyouareoryourspouse
isserving onactivemilitary duty,including activemilitary dutyasamember oftheTexasNational Guardor
theNational Guardofanother stateorasamember ofareserve component ofthearmedforcesoftheUnited
States,pleasesendwrittennoticeoftheactive-dutymilitary servicetothesenderofthisnoticeimmediately.
Date,Time,andPlaceofSale-Thesaleisscheduled tobeheldatthefollowing date,timeandplace:
Date:
11/4/2025
Time: Theearliest timethesalewillbeginis10:00AM,orwithinthree(3)hoursafter
thattime.
Place: CollinCountyCourthouse, Texas,atthefollowing location:Thefrontstepsofthe
CollinCountyCourthouse locatedat2100Bloomdale Road, McKinney, Texas
75071
Orifthepreceding areaisnolongerthedesignated area,attheareamostrecently
designated bytheCountyCommissioners Court,pursuant tosection51.002ofthe
TexasProperty Code.
Property ToBeSold-Thepropertytobesoldisdescribed asfollows:
LOT21, BLOCK " J", THEHIGHLANDS ATWESTRIDGE, PHASE 3, ANADDITION TOTHECITY
MCKINNEY, COLLIN COUNTY, TEXAS, ACCORDING TOTHEMAPORPLATTHEREOF, RECORDED
UNDER CLERKS DOCUMENT NO. 20161121010004860, OFFICAL PUBLIC RECORDS OFCOLLIN
COUNTY, TEXAS ANDINCABINET 2016,SLIDES 822-823,OFTHEPLAT RECORDS OFCOLLIN COUNTY.
Commonly knownas: 813SEYMOUR CTMCKINNEY, TX75071
Instrument tobeForeclosed— Theinstrument tobeforeclosed istheDeedofTrustdated6/28/2018andrecorded in
theofficeoftheCountyClerkofCollinCounty, Texas, recordedon6/29/2018underCountyClerk'sFileNo
20180629000816000, inBook-- andPage-- ThesubjectDeedofTrustwasmodifiedbyLoanModification recorded
asInstrument 20211021002148600 andrecordedon10/21/2021. oftheRealPropertyRecordsofCollinCounty,
Texas.
Grantor( s):
DONGUYEN ASINGLE PERSON andKHANH LEASINGLE
PERSON
Original Trustee:
ALLAN B.POLUNSKY
Substitute Trustee:
Nestor Solutions, LLC,Auction. com,LLC,XomeInc.,TejasCorporate
Services, LLC,Donna Stockman, Brenda Wiggs, David Stockman,
Michelle Schwartz, GuyWiggs,KathyArrington, JanetPinder,Brandy
Bacon, Abstracts/ Trustees ofTexas,LLC,JimMills,SusanMills,
Andrew Mills-Middlebrook, George Hawthorne, EdHenderson, David
Cullar,AshleyHammons, RussellStockman, Francesca Ortolani,
ShelleyOrtolani, MaryMancuso, LizHach,Michele Hreha,Carol
Dunmon, PaytonHreha,JamieDworsky, AngelaCooper, JeffBenton,
BrianHooper, MikeJansta,MikeHayward, JayJacobs,Stockman
Foreclosure Services inc.T.S.#:2025-17057- TX
Original Mortgagee: Mortgage Electronic Registration Systems, Inc.,asBeneficiary, as
nominee forPRIMELENDING, APLAINSCAPITAL COMPANY, its
successors andassigns.
Current Mortgagee: Freedom Mortgage Corporation
Mortgage Servicer:
Freedom Mortgage Corporation
TheMortgage Servicerisauthorized torepresenttheMortgagee byvirtueofaservicingagreement withthe
Mortgagee. PursuanttotheServicing Agreement andTexasPropertyCode §51.0025, theMortgage Serviceris
authorizedtocollectthedebtandtoadminister anyresultingforeclosure ofthereferenced propertysecuringtheabove
referenced loan.
TermsofSale-Thesalewillbeconductedasapublicauctiontothehighestbidderforcash,subjecttotheprovisions
ofthedeedoftrustpermitting themortgagee thereunder tohavethebidcreditedtothenoteuptotheamountofthe
unpaiddebtsecuredbythedeedoftrustatthetimeofsale.
Thosedesiringtopurchasethepropertywillneedtodemonstrate theirabilitytopaycashonthedaythepropertyis
sold.
Thesalewillbemadeexpresslysubjecttoanytitlematterssetforthinthedeedoftrust,butprospective biddersare
reminded thatbylawthesalewillnecessarily bemadesubjecttoallpriormattersofrecordaffectingtheproperty,if
any,totheextentthattheyremaininforceandeffectandhavenotbeensubordinated tothedeedoftrust. Prospective
biddersarestronglyurgedtoexaminetheapplicable propertyrecordstodetermine thenatureandextentofsuch
matters,ifany.
PursuanttotheDeedofTrust,themortgagee hastherighttodirecttheTrusteetosellthepropertyinoneormore
parcelsand/ortosellalloronlypartoftheproperty. Pursuanttosection51.009oftheTexasPropertyCode,the
propertywillbesoldin "asis, whereis" condition, withoutanyexpressorimpliedwarranties, exceptastothe
warranties oftitle (ifany) providedforunderthedeedoftrust. Prospective biddersareadvisedtoconductan
independent investigation ofthenatureandphysicalconditionoftheproperty. Pursuanttosection51.0075ofthe
TexasPropertyCode,thetrusteereservestherighttosetfurtherreasonable conditions forconducting thesale.Any
suchfurtherconditions shallbeannounced beforebiddingisopenedforthefirstsaleofthedayheldbythetrusteeor
anysubstitute trustee.
Obligations Secured- Thedeedoftrustprovidesthatitsecuresthepaymentoftheindebtedness andobligations
therein described(collectivelythe"Obligations") including bynotlimitedto(1)thepromissory noteintheoriginal
principalamountof$349,541.00, executedbyDONGUYEN ASINGLEPERSON andKHANH LEASINGLE
PERSON, andpayabletotheorderofMortgage Electronic Registration Systems,Inc.,asBeneficiary, asnomineefor
PRIMELENDING, APLAINSCAPITAL COMPANY, itssuccessors andassigns.;( 2)allrenewals andextensions of
thenote;and(3)anyandallpresentandfutureindebtedness ofTrustor(s)tothecurrentholderoftheObligations to
themortgagee underthedeedoftrust.
Thesalewillbemade, butwithoutcovenant orwarranty, expressed orimplied, regarding title, possession, or
encumbrances, topaytheremaining principalsumofthenote(s)securedbytheDeedofTrust,withinterestandlate
chargesthereon, asprovided inthenote(s), advances, underthetermsoftheDeedofTrust, interestthereon, fees,
chargesandexpensesoftheTrusteeforthetotalamount(atthetimeoftheinitialpublication oftheNoticeofSale)
reasonably estimated tobesetforthbelow. Theamountmaybegreateronthedayofsale.
Questions concerning thesalemaybedirectedtotheundersigned ortotheMortgagee:
Freedom Mortgage Corporation
11988EXIT5PKWY BLDG 4
FISHERS IN46037- 7939
Phone:( 855)690-5900T.S.#:2025-17057- TX
DefaultandRequest toAct-Defaulthasoccurred underthedeedoftrust,andthemortgagee hasrequested me,as
Trustee,toconductthissale. Noticeisgiventhatbeforethesalethemortgagee mayappointanotherpersonsubstitute
trustee toconduct thesale.
Dated:9/4/25NestorSolutions, LLC,Auction. com,LLC,XomeInc.,TejasCorporate
Services, LLC,Donna Stockman, Brenda Wiggs, David Stockman, Michelle
Schwartz, GuyWiggs,KathyArrington, JanetPinder,BrandyBacon,
Abstracts/ Trustees ofTexas,LLC,JimMills,SusanMills,Andrew Mills-
Middlebrook, GeorgeHawthorne, EdHenderson, DavidCullar,Ashley
Hammons, RussellStockman, FrancescaOrtolani,ShelleyOrtolani,Mary
Mancuso, LizHach,Michele Hreha,CarolDunmon, PaytonHreha,Jamie
Dworsky, AngelaCooper,JeffBenton,BrianHooper,MikeJansta,Mike
Hayward, JayJacobs,Stockman Foreclosure Services inc.
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c/oNVo«utions, LLC
2145thStreet,Suite205
Huntington Beach,California 92648
Phone:( 888)403-4115
Fax:(888)345-5501
Forsaleinformation visit:https://www.xome.comorContact( 800)758-8052.
SENDER OFTHISNOTICE:
AFTER FILING, PLEASE RETURN TO:
Nestor Solutions, LLC
2145thStreet,Suite205
Huntington Beach, California 92648
Appraised Value
$621,398
Default Amount
$349,541
Potential Savings: $271,857
Auction Date
November 4, 2025
Foreclosure Type
mortgage
Current Owner
NGUYEN DO
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