2712 CROSS OAK PL

TIMBER CREEK PHASE 3 CMC, BLK A, LOT 4

NOTICE OFSUBSTITUTE TRUSTEE SALE DeedofTrustDate:
Grantor( s)/Mortgagor( s): 10/6/2022MELVINLENZYANDANDREA LENZY,HUSBAND AND WIFE Original Beneficiary/Mortgagee:

Current Beneficiary/ Mortgagee: MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC.

Lakeview LoanServicing, LLC MERS")SOLELY ASANOMINEE FORFAIRWAY INDEPENDENT MORTGAGE CORPORATION, ITSSUCCESSORS ANDASSIGNS Recorded in:
Property County: Volume: N/ACOLLIN Page: N/A Instrument No:2022000151902 Mortgage Servicer:
Mortgage Servicer' sAddress: M&TBankisrepresentingtheCurrentBeneficiary/Mortgagee under a 1Fountain Plaza, servicingagreement withtheCurrentBeneficiary/ Mortgagee.
Buffalo, NY14203 DateofSale: 1/6/2026Earliest TimeSaleWillBegin: 10am PlaceofSaleofProperty:CollinCountyCourthouse,2100BloomdaleRoad,McKinney,TX75071ORINTHEAREADESIGNATED BY THECOMMISSIONER' SCOURT,PURSUANT TOSECTION51.002OFTHETEXASPROPERTY CODE. LegalDescription: BEINGLOT4,INBLOCKA,OFTIMERCREEK,PHASE3,ANADDITIONTOTHECITYOFMCKINNEY, COLLINCOUNTY,TEXAS, ACCORDING TOTHEMAPTHEREOFRECORDED INVOLUME2017,PAGE713,OFTHEPLATRECORDSOFCOLLINCOUNTY,TEXAS. InaccordancewithTEX.PROP.CODE§51.0076andtheDeedofTrustreferencedabove,theundersignedasattorneyforMortgageeorMortgageServicerdoeshereby removetheoriginalTrusteeandallsuccessorsubstitutetrusteesandappointsintheirstead,PhillipPiereeall,DouglasRodgers,TerryWaters,BruceMiller,AshleeLuna,JoshuaSanders,RamiroCuevas, ShawnSchiller, LaurenGuy,ConradWallace, PatrickZwiers, AngieUselton, LisaBruno,MistyMcMillan, DanielHart, Auction.comLLC,PaytonHreha,FrancescaOrtolani,ShelleyOrtolani,MaryMancuso,LizHach,MicheleHrehaorCarolDunmon,ColePatton,MyraHomayoun, ThuyFrazier, McCarthy&Holthus,LLP,asSubstituteTrustee,whoshallhereafterexerciseallpowersanddutiessetasidetothesaidoriginalTrusteeundertheresaid DeedofTrust; and, further, doesherebyrequest, authorize, andinstructsaidSubstituteTrusteetoconductanddirecttheexecutionofremediessetasidetothe beneficiary therein TheSubstituteTrusteewillsellthepropertybypublicauctiontothehighestbidderforcashattheplaceanddatespecified.
Thesalewillbeginattheearliesttime statedaboveorwithinthree(3)hoursafterthattime. ThePropertywillbesold"ASIS,"withoutanyexpressorimpliedwarranties,exceptastowarrantiesoftitle,andatthepurchaser'sownrisk,pursuanttothetermsofTEX.PROP.CODE§51.002and§51.009.Prospectivebiddersareadvisedtoconductanindependentinvestigation ofthenatureandphysicalconditionoftheProperty. SubstituteTrusteereservestherighttosetfurtherreasonableconditionsforconductingthepublicauction. Anysuchfurtherconditionsshallbeannouncedbefore biddingisopenedforthefirstsaleofthedayheldbySubstituteTrustee. THISINSTRUMENT APPOINTSTHESUBSTITUTE TRUSTEE(S) IDENTIFIED TOSELLTHEPROPERTY DESCRIBED INTHESECURITY INSTRUMENT IDENTIFIED INTHISNOTICEOFSALE.THEPERSONSIGNINGTHISNOTICEISTHEATTORNEY ORAUTHORIZED AGENT OFTHEMORTGAGEE ORMORTGAGE SERVICER. NOTICEPURSUANTTOTEX.PROP.CODE§51.002(I): ASSERTANDPROTECTYOURRIGHTSASMEMBEROFTHEARMEDFORCESOFTHEUNITEDSTATES. IFYOUORYOURSPOUSEARESERVINGONACTIVEMILITARYDUTY,INCLUDING ACTIVEMILITARYDUTYASAMEMBEROFTHETEXASNATIONALORTHENATIONALGUARDOFANOTHERSTATEORASAMEMBEROFARESERVECOMPONENT OF THEARMEDFORCESOFTHEUNITEDSTATES,PLEASESENDWRITTENNOTICEOFTHEACTIVEDUTYMILITARY SERVICETOTHE SENDER OFTHISNOTICE IMMEDIATELY.
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Dated: 12/12/2025Dated:


I PrinPrinod t& le6- clan t ThuyFrazier, AttorneySubstitute Trustee McCarthy&Holthus, LLP c/oAuction. com 1255West15thStreet, Suite1060 1255West15thStreet,Suite1060 Plano, TX75075Plano, TX75075 Attorneys forM&TBankhttpsaisales. mccarthyholthus. comir` C71 rTi.. Trrrt:7-: •


J MUFileNumber:
TX-25-122404- POSrX cnLoanType:Conventional Residential A)