503 RAWHIDE WAY

WINCHESTER CROSSING PHASE 2 CPN, BLK P, LOT 13

C&MNo. 44-25-03263/FILENOS NOTICE OFTRUSTEE' SSALE2025OCT16P113: 0 AssertandprotectyourrightsasamemberofthearmedforcesoftheUnitedStates. Ifyouareor ,_/_ your spouse isserving onactive military duty, including active military dullasa'member Ofit* TexasNational GuardortheNational Guardofanotherstateorasamember ofareserve component ofthearmedforcesoftheUnitedStates, pleasesendwrittennoticeoftheactiveduty military service tothesender ofthis noticeimmediately. Sender is:
Codilis & Moody, P.C., 20405 StateHighway 249, Suite170,Houston, TX77070 INSTRUMENT BEINGFORECLOSED ANDMORTGAGE SERVICER INFORMATION DeedofTrustdatedSeptember 30, 2020andrecordedunderClerk'sFileNo. 20201002001701220, intherealproperty recordsofCOLLINCountyTexas, withNathanNdiangangFruandColletteBerlo, husbandandwife. asGrantor(s) and Mortgage Electronic Registration Systems, Inc., asbeneficiary, asnominee forDHIMortgage Company, Ltd., its successors andassigns asOriginal Mortgagee. DeedofTrustexecutedbyNathanNdiangang FruandColletteBerlo, husbandandwife. securingpaymentofthe indebtedness intheoriginalprincipalamountof$263,273.00andobligationthereindescribedincludingbutnotlimitedto thepromissorynoteandallmodifications, renewal andextensions ofthepromissorynote( the"Note")executedbyNathan NdiangangFruandCollette Berlo. Lakeview LoanServicing, LLCisthecurrent mortgagee( the"Mortgagee") oftheNote andDeedofTrustorContract Lien. TheMortgage Servicerisauthorized torepresenttheMortgagee byvirtueofaservicingagreement withtheMortgagee. PursuanttotheServicingAgreementandTexasPropertyCode51.0025,theMortgageServicerisauthorizedtocollectthe debtandtoadminister anyresultingforeclosure oftheproperty securingtheabove referenced loan. M&TBankisacting astheMortgage Servicer fortheMortgagee. M&TBank,isrepresenting theMortgagee, whoseaddressis: OneFountain Plaza, Buffalo, NY14203. Legal Description: LOT13,BLOCK " P",WINCHESTER CROSSING, PHASE2,ANADDITION TOTHECITYOFPRINCETON, TEXAS,ACCORDING TOTHEMAPORPLATTHEREOF, RECORDED UNDERCLERK'SDOCUMENT NO. 20191211010005340, OFFICIAL PUBLIC RECORDS OFCOLLIN COUNTY, TEXAS, ANDINCABINET 2019, SLIDES 824-825,OFTHEPLATRECORDS OFCOLLIN COUNTY, TEXAS. SALEINFORMATION DateofSale: 12/02/2025 Earliest TimeSaleWillBegin: 10:00AM Location ofSale:
Theplaceofthesaleshallbe: COLLINCountyCourthouse, Texasatthefollowinglocation: 2100Bloomdale Road,McKinney, Texas75071,oriftheprecedingareaisnolongerthedesignated area, attheareamost recentlydesignated bytheCountyCommissioner' sCourt TERMS OFSALE Adefaulthasoccurredinthepaymentofsaidhereinreferenced indebtedness, andthesameisnowwhollydue, andthe Mortgagee and/orMortgage Servicer hasrequested thehereinafter appointed Substitute Trusteetosellsaidproperty tothe highestbidderforcashandtodistributeorapplytheproceedsofsaidsaleinaccordance withthetermsofsaidDeedof Trust. TheSalewillbeconducted asapublicauctiontothehighestbidderforcash,exceptthatMortgagee' sbidmaybebycredit againsttheindebtedness securedbythelienoftheDeedofTrust.
PursuanttotheDeedofTrust, themortgageehasthe righttodirecttheTrusteetosellthepropertyinoneormoreparcelsand/ortosellalloronlypartoftheproperty. Pursuant toSection 51.009oftheTexas Property Code, theProperty willbesoldin"ASIS,""WHERE IS"condition, without anyexpressorimpliedwarranties, exceptastothewarranties oftitle,ifany,providedforundertheDeedofTrust. OLLI3263 COLLIN1111111111111111111 11111111C 4855910Thesalewillbeginattheearliesttimestatedabove,orwithinthree(3)hoursafterthattime. Ifthesaleissetasideforany reason, thePurchaseratthesaleshallbeentitledonlytoareturnofthefundspaid. ThePurchasershallhavenofurther recourseagainsttheMortgagor, theMortgagee ortheMortgagee' sattorney. TheaddressfortheSubstituteTrusteeforpurposesofSection51.0075(e)oftheTexasPropertyCodeis: Codilis& Moody,P.C. 20405StateHighway 249, Suite170 Houston, TX77070 281)925-5200 PhillipPierceall, Dougl dgers,TerryWaters,BruceMiller,AshleeLuna,Joshua Sanders, Ramiro Cueva ,
hawnSchiller,LaurenGuy,ConradWallace,PatrickZwiers, AngieUselton,LisaBruno,MistyMcMillan, DanielHart,CarolDunmon,Mary Mancuso,MicheleHreha,ShelleyOrtolani,FrancescaOrtolani,GuyWiggs,David Stockman, BrendaWiggs,DonnaStockman, JanetPinder,BrandyBacon,Michelle Schwartz,JamieDworsky,AngelaCooper,PaytonHreha,JeffBenton,ThomasDelaney, DanyaGladney,AaronDemuth, Codilis& Moody,P.C.,orAuction.com,asSubstitute Trustee