1108 PERIWINKLE CT

LAKE RIDGE 20 AMENDED BLK Q LT 2582

ATTENTION SERVICE MEMBERS: ASSERT AND PROTECT YOUR RIGHTS AS A MEMBER OF THE
ARMED FORCES OF THE UNITED STATES. IF YOU ARE OR YOUR SPOUSE IS SERVING IN ACTIVE
MILITARY DUTY, INCLUDING ACTIVE MILITARY DUTY AS A MEMBER OF THE TEXAS NATIONAL
GUARD OR THE NATIONAL GUARD OF ANOTHER STATE OR A MEMBER OF A RESERVE
COMPONENT OF THE ARMED FORCES OF THE UNITED STATES, PLEASE SEND WRITTEN NOTICE
OF THE ACTIVE DUTY MILITARY SERVICE TO THE SENDER OF THIS NOTICE IMMEDIATELY.
NOTICE OF SUBSTITUTE TRUSTEE'S SALE
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WHEREAS, MICHAEL W RUNNELS AND EVA D RUNNELS, HUSBAND AND WIFE delivered-that on ) --certain Deed of Trust dated JULY 15, 2022, which is recorded in INSTRUMENT NO. 20220020020 □-o·f the eal
property records of DALLAS County, Texas, conveying to the Trusteels) therein named the real property thtir-l!in
described, to secure the payment of a Promissory Note in the principal amount of $554,350.00 pa_y_a.b!e to 1h.!!
order of GATEWAY MORTGAGE, A DIVISION OF GATEWAY FIRST BANK, to which reference is her~by.mad .e for a
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description of the Promissory Note, the terms and covenants of the Deed of Trust, and the prop_!!r-ty-therein ~
conveyed;and
WHEREAS, default, as same is defined in the Promissory Note and/or the Deed of Trust, has occurred
and the outstanding indebtedness on same is now wholly due; and
WHEREAS, the undersigned has been appointed Substitute Trustee in place of the original Trustee, upon
the contingency and the manner authorized by the Deed of Trust; and
WHEREAS, GATEWAY MORTGAGE, A DIVISION OF GATEWAY FIRST BANK, the Mortgagee or Mortgage
Servicer, has instructed a Substitute Trustee to sell real property described in the Deed of Trust in order to
satisfy the indebtedness secured thereby.
THEREFORE, NOTICE IS HEREBY GIVEN that on NOVEMBER 4, 2025, beginning at 1 :DO PM, or not
later than three 13) hours after that time, a Substitute Trustee will sell, to the highest bidder submitting cashier's
check, certified check or money order, the following described real property:
LOT 2582, BLOCK Q OF LAKE RIDGE, SECTION 20, AN ADDITION TO THE CITY OF GRAND PRAIRIE,
DALLAS COUNTY, TEXAS, ACCORDING TO THE AMENDED PLAT THEREOF FILED 09/24/2007 RECORDED
UNDER COUNTY CLERK #2007-0343408, REAL PROPERTY RECORDS, DALLAS COUNTY, TEXAS.
The sale will occur at that area designated by the Commissioners Court of DALLAS County, Texas, for such sales
!OR AT THE AREA OUTSIDE ON THE NORTH SIDE OF THE GEORGE ALLEN COURTS BUILDING FACING
COMMERCE STREET BELOW THE OVERHANG).
BE ADVISED that, pursuant to the Texas Property Code, a mortgagee may be the mortgage servicer and
a mortgagee or a mortgage servicer may administer the foreclosure of property on behalf of the mortgagee if they
have entered into an agreement granting the current mortgage servicer authority to service the mortgage. The
Mortgage Servicer, if not the Mortgagee, is representing the Mortgagee under a servicing agreement. The name
and address of the Mortgagee is GATEWAY MORTGAGE, A DIVISION OF GATEWAY FIRST BANK, 244 SOUTH
GATEWAY PLACE, JENKS, OKLAHOMA 74037. The name and address of the Mortgage Servicer is GATEWAY
MORTGAGE, P.O. BOX 1560, JENKS, OK 74037. The name and address of a Substitute Trustee is Michael J.
Schroeder, 3610 North Josey Lane, Suite 206, Carrollton, Texas 75007. A substitute trustee is authorized by the
Texas Property Code to set reasonable conditions for a sale. A purchaser at a sale acquires the property "as is"
without any expressed or implied warranties at the purchaser's own risk. A purchaser at a sale is not a consumer.
If a sale is set aside, the Purchaser will be entitled only to a return of the purchase price, less any applicable fees
and costs, and shall have no other recourse against the mortgagor, the mortgagee, or the substitute trustee.
Dated: OCTOBER 13, 2025.