2920 SALTWOOD CT

CAMBRIDGE CROSSING PHASE ONE CCL, BLK C, LOT 19

ATTENTION SERVICE MEMBERS: ASSERT ANDPROTECT YOURRIGHTS ASAMEMBER OFTHE ARMED FORCES OFTHEUNITED STATES. IFYOUAREORYOURSPOUSE ISSERVING INACTIVE MILITARY DUTY,INCLUDING ACTIVE MILITARY DUTYASAMEMBER OFTHETEXASNATIONAL GUARD ORTHENATIONAL GUARD OFANOTHER STATEORAMEMBER OFARESERVE COMPONENT OFTHEARMED FORCES OFTHEUNITED STATES, PLEASE SENDWRITTEN NOTICE OFTHEACTIVEDUTYMILITARY SERVICE TOTHESENDEROFTHISNOTICEIMMEDIATELY. NOTICEOFSUBSTITUTE TRUSTEE' SSALE WHEREAS, ANTHONY JAMESBROWNANDCYNTHIA YVETTEELLIS-BROWN, HUSBAND ANDWIFEdelivered thatonecertainDeedofTrustdatedAPRIL13,2022,whichisrecorded inINSTRUMENT NO.20220418000620950 ofthe realpropertyrecordsofCOLLINCounty,Texas,conveyingtotheTrustee(s)thereinnamedtherealpropertytherein described,tosecurethepaymentofaPromissory Noteintheprincipalamountof$647,200.00payabletotheorderof CRESTMARK MORTGAGE COMPANY, LTD.,towhichreferenceisherebymadeforadescription ofthePromissory Note,the termsandcovenantsoftheDeedofTrust,andthepropertythereinconveyed;and WHEREAS, default,assameisdefinedinthePromissory NoteandlortheDeedofTrust,hasoccurredandthe outstanding indebtedness onsameisnowwhollydue;and WHEREAS, theundersigned hasbeenappointed Substitute TrusteeinplaceoftheoriginalTrustee,uponthe contingency andthemannerauthorizedbytheDeedofTrust;and WHEREAS, VETERANS LANDBOARDOFTHESTATEOFTEXAS,theMortgagee orMortgage Servicer, has instructed aSubstitute Trusteetosellrealpropertydescribed intheDeedofTrustinordertosatisfytheindebtedness securedthereby. THEREFORE, NOTICEISHEREBYGIVENthatonSEPTEMBER 2,2025,beginningat10:00AM,ornotlaterthan three(3)hoursafterthattime,aSubstitute Trusteewillsell,tothehighestbiddersubmitting cashier'scheck,certifiedcheck ormoneyorder,thefollowingdescribedrealproperty: LOT19OFBLOCKC,CAMBRIDGE CROSSING, PHASEONE,ASUBDIVISION SITUATED INTHECITYOF CELINA, COLLINCOUNTY, TEXAS,ACCORDING TOTHEPLATTHEREOF RECORDED INVOLUME 2020, PAGE102,PLATRECORDS, COLLINCOUNTY, TEXAS. Thesalewilloccuratthatareadesignated bytheCommissioners CourtofCOLLINCounty,Texas,forsuchsales(ORATTHE FRONTSTEPSOFTHECOLLINCOUNTYCOURTHOUSE LOCATED AT2100BLOOMDALE ROAD,MCKINNEY, TEXAS). BEADVISEDthat,pursuanttotheTexasPropertyCode,amortgageemaybethemortgageserviceranda mortgagee oramortgageservicermayadministertheforeclosure ofpropertyonbehalfofthemortgagee iftheyhaveentered intoanagreementgrantingthecurrentmortgageservicerauthoritytoservicethemortgage. TheMortgageServicer,ifnot theMortgagee, isrepresenting theMortgagee underaservicingagreement. ThenameandaddressoftheMortgagee is VETERANS LANDBOARDOFTHESTATEOFTEXAS, 1700N.CONGRESS, AUSTIN, TEXAS78701.1496. Thenameand addressoftheMortgageServicerisGATEWAY MORTGAGE, P.O.BOX1560,JENKS,OK74037.Thenameandaddressofa Substitute TrusteeisMichaelJ.Schroeder, 3610NorthJoseyLane,Suite206,Carrollton, Texas75007.Asubstitute trusteeisauthorizedbytheTexasPropertyCodetosetreasonable conditionsforasale. Apurchaseratasaleacquiresthe property"asis"withoutanyexpressedorimpliedwarrantiesatthepurchaser'sownrisk. Apurchaseratasaleisnota consumer. Ifasaleissetaside,thePurchaserwillbeentitledonlytoareturnofthepurchaseprice,lessanyapplicablefees andcosts,andshallhavenootherrecourse againstthemortgagor, themortgagee, orthesubstitute trustee. Dated: AUGUST 11,2025. N SUBSTITUTE TRUSTEE( S) kit, •
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MICHAEL J.SCHROEDER ORCAROLDUNMON, MARYMANCUSO, MICHELE HREHA,SHELLEY L`''- ORTOLANI, FRANCESCA ORTOLANI, GUYWIGGS, CDa-
JDAVIDSTOCKMAN, BRENDA WIGGS, DONNA LtZ

`n STOCKMAN, JANETPINDER, BRANDY BACON,UMICHELLE SCHWARTZ, JAMIEDWORSKY, ANGELA COOPER, PAYTON HREHA, ORJEFFBENTON

0 Bed, 0 Bath, Estimated value: $703,106 Avg ($/sqft: 243, 4 Bed , 3 Bath) # listed: 17