1043 MANCHESTER DR

BIRMINGHAM BLUFFS, PHASE 2 CWY, BLK D, LOT 2

CCiA, COLLIHC liYDEPf.iTY 1043MANCHESTER DR00000010465490 WYLIE, TX75098 NOTICE OF[SUBSTITUTE] TRUSTEE' SSALE Assert andprotect your rights asamember ofthearmed forces oftheUnited States.
Ifyouareoryourspouseis serving onactive military duty,
includingactivemilitarydutyasamemberoftheTexasNationalGuardorthe NationalGuardofanotherstateorasamemberofareservecomponentofthearmedforcesoftheUnitedStates. pleasesendwrittennoticeoftheactivedutymilitaryservicetothesenderofthisnoticeimmediately. 1.
Date,Time,andPlaceofSale. Date:

February 03,2026 Time:

Thesalewillbeginat10:00AMornotlaterthanthreehoursafterthattime. Place:

THE FRONT STEPS OFTHE COLLIN COUNTY COURTHOUSE LOCATED AT2100 BLOOMDALE ROAD,
MCKINNEY,
TX75071;
ORASDESIGNATED BYTHECOUNTYCOMMISSIONER' SOFFICEor asdesignated bythecountycommissioners. 2.
TermsofSale. Cash. 3.
Instrument tobeForeclosed.
TheInstrumenttobeforeclosedistheDeedofTrustorContractLiendatedApril29, 2022andrecordedinDocumentINSTRUMENT NO. 2022000068168 realpropertyrecordsofCOLLINCounty, Texas, with JUAN GONZALES AND KERI MOYER HUSBAND AND WIFE,
grantor(s)
andMORTGAGE ELECTRONIC REGISTRATION SYSTEMS,
INC.,
(" MERS"),
ASBENEFICIARY,
ASNOMINEE FORFIRSTUNITED BANK
& TRUSTCOMPANY., ITSSUCCESSORS ANDASSIGNS, mortgagee. 4.
Obligations Secured.
Deed ofTrust orContract Lienexecuted byJUAN GONZALES AND KERI MOYER HUSBAND AND WIFE,
securingthepaymentoftheindebtednesses intheoriginalprincipalamount of $427,500.00,
and obligationsthereindescribedincludingbutnotlimitedtothepromissorynoteandallmodifications, renewalsandextensions ofthepromissorynote.
FIRSTUNITEDBANKANDTRUSTCOMPANY isthecurrentmortgageeofthenoteandDeedof TrustorContract Lien. 5.
PropertytoBeSold. ThepropertytobesoldisdescribedintheattachedExhibitA. 6.
Mortgage Servicer Information.

TheMortgageServicerisauthorized torepresenttheMortgagee byvirtueofa servicingagreement with theMortgagee.
Pursuant totheServicingAgreement andTexas PropertyCode
§
51.0025,
the MortgageServicerisauthorizedtocollectthedebtandtoadministeranyresultingforeclosureoftheliensecuringthe Property referenced above.
FIRST UNITED BANK AND TRUST COMPANY,
asMortgage Servicer,
isrepresenting the currentmortgagee, whoseaddressis: c/oFIRSTUNITEDBANKANDTRUSTCOMPANY 3930DALLAS PARKWAY PLANO, TX75093 1111111111111111111II111111IIII11111111111I111111I1111111111111111111111IIIN11111IIIIIIIIIIII! FCTX_NTSS. rpt(11/17/2020)-SVer-03 NTSS00000010465490Page1of31043MANCHESTER DR00000010465490 WYLIE, TX75098 THIS INSTRUMENT APPOINTS THE SUBSTITUTE TRUSTEE( S)
IDENTIFIED TOSELL THE PROPERTY DESCRIBED INTHE SECURITY INSTRUMENT IDENTIFIED INTHIS NOTICE OFSALE THE PERSON SIGNING THIS NOTICE ISTHE ATTORNEY ORAUTHORIZED AGENT OFTHE MORTGAGEE OR MORTGAGE SERVICER. Theundersignedasattorneyforthemortgageeormortgageservicerdoesherbyremovetheoriginaltrusteeandallsuccessor substitute trustees and appoints intheir steed AUCTION. COM,
LLCORBARRETT DAFFINFRAPPIER TURNER
& ENGEL, LLP whose address isc/oBARRETT DAFFIN FRAPPIER TURNER & ENGEL, LLP, 4004BeltLineRoad, Suite 100, Addison, Texas75001-4320asSubstituteTrustee,
whoshallhereafterexerciseallpowersanddutiessetasidetothe saidoriginal trustee under thesaidDeed ofTrust;
and, furtherdoesherebyrequest, authorize, andinstructsaidSubstitute Trusteetoconductanddirecttheexecutionofremediessetasidetothebeneficiarytherein. IsraelSaucedo Certificate ofPosting Myname isJeffBenton andmyaddress isc/o4004 BeltLineRoad,
Suite100, Addison, Texas 75001- 4320.
Ideclare under penaltyofperjurythaton01/08/2026 Ifiledattheoffice oftheCOLLINCountyClerkandcausedtobepostedattheCOLLINCountycourthousethisnoticeofsale. 4;
152itlfi DeclarantsName:JeffBenton Date:01/08/2026 FCTX_NTSS. rpt(11/17/2020)-SVer-03Page2of31043MANCHESTER DR00000010465490 WYLIE, TX75098 00000010465490COLLIN LOT2, BLOCKD, BIRMINGHAM BLUFFS, PHASE2, ANADDITION TOTHECITYOFWYLIE, COLLINCOUNTY, TEXAS, ACCORDING TOTHEMAP ORPLAT THEREOF RECORDED INVOLUME 2020,
PAGE 230,

MAP RECORDS,
COLLIN COUNTY, TEXAS. FCTX_NTSS.ryt(11/17/2020)-SVer-03Page3of3