CHALK HILL, PHASE 1 CCL, BLK D, LOT 4
Bedrooms
Bathrooms
Sq Ft
Year Built
A
•
NOTICE OFSUBSTITUTE TRUSTEE' SSALESEP25
'
lo' 23
QZW45 CCUN1YCLEti'
T.S.#:2025-15457- TX COLLINCOUNTY. TEXAS
BY:
QcPUTY
Assertandprotectyourrightsasamember ofthearmedforcesoftheUnitedStates. Ifyouareoryourspouse
isserving onactivemilitary duty,including activemilitary dutyasamember oftheTexasNational Guard or
theNational Guardofanother stateorasamember ofareserve component ofthearmedforcesoftheUnited
States,pleasesendwrittennoticeoftheactive-dutymilitary servicetothesenderofthisnoticeimmediately.
Date.Time,andPlaceofSale-Thesaleisscheduled tobeheldatthefollowing date,timeandplace:
Date:
11/4/2025
Time: Theearliest timethesalewillbeginis10:00AM,orwithinthree(3)hoursafter
thattime.
Place: CollinCountyCourthouse, Texas,atthefollowing location: Thefrontstepsofthe
CollinCountyCourthouse locatedat2100Bloomdale Road, McKinney, Texas
75071Orifthepreceding areaisnolongerthedesignated area, attheareamost
recentlydesignated bytheCountyCommissioners Court, pursuant tosection
51.002oftheTexasPropertyCode.
Property ToBeSold-Theproperty tobesoldisdescribed asfollows:
LOT4, BLOCK D,AMENDING PLATCHALK HILL,PHASE 1, ANADDITION TOTHECITYOFCELINA,
COLLIN COUNTY, TEXAS, ACCORDING TOTHEPLATRECORDED INVOLUME NO.2020,PAGE684OF
THEMAPRECORDS COLLIN COUNTY; TOGETHER WITHTHECERTIFICATE OFCORRECTION, FILED
DECEMBER 30, 2020, RECORDED UNDER INSTRUMENT NO. 20201230002356750, OFFICIAL PUBLIC
RECORDS, COLLIN COUNTY, TEXAS.
Commonly knownas: 1204KADEAVECELINA, TX75009
Instrument tobeForeclosed— Theinstrument tobeforeclosed istheDeedofTrustdated10/13/2022andrecorded
intheofficeoftheCountyClerkofCollinCounty, Texas, recordedon10/14/2022underCountyClerk'sFileNo
2022000152616, inBook-- andPage--, alongwithCorrection Instrument recorded on8/26/2025inInstrument No.
2025000108133 oftheRealPropertyRecordsofCollinCounty,Texas.
Grantor( s):
ROSEMARY MOODY, SINGLE WOMAN
Original Trustee:
Malcolm D.Gibson
Substitute Trustee:
Nestor Solutions, LLC,Auction. com,LLC,Xome Inc.,TejasCorporate
Services, LLC,Donna Stockman, Brenda Wiggs, David Stockman,
Michelle Schwartz, GuyWiggs,KathyArrington, JanetPinder,Brandy
Bacon, Abstracts/ Trustees ofTexas,LLC,JimMills,SusanMills,
Andrew Mills-Middlebrook, George Hawthorne, EdHenderson, David
Cullar,AshleyHammons, RussellStockman, Francesca Ortolan',
ShelleyOrtolan', MaryMancuso, LizHach,Michele Hreha,Carol
Dunmon, PaytonHreha,JamieDworsky, AngelaCooper, JeffBenton,
BrianHooper, MikeJansta,MikeHayward, JayJacobs,Stockman
Foreclosure Services inc.
Original Mortgagee: Mortgage Electronic Registration Systems, Inc.,asBeneficiary, as
nominee forGoldStarMortgage Financial Group,Corporation, its
successors andassigns
Current Mortgagee: Freedom Mortgage Corporation
Mortgage Servicer:
Freedom Mortgage CorporationS
T.S.#:2025-15457- TX
TheMortgage Servicerisauthorized torepresent theMortgagee byvirtueofaservicing agreement withthe
Mortgagee. Pursuant totheServicing Agreement andTexasProperty Code §51.0025, theMortgage Servicer is
authorized tocollectthedebtandtoadminister anyresultingforeclosure ofthereferenced propertysecuringtheabove
referenced loan.
TermsofSale-Thesalewillbeconducted asapublicauctiontothehighestbidderforcash,subjecttotheprovisions
ofthedeedoftrustpermitting themortgagee thereunder tohavethebidcreditedtothenoteuptotheamountofthe
unpaiddebtsecuredbythedeedoftrustatthetimeofsale.
Thosedesiringtopurchasethepropertywillneedtodemonstrate theirabilitytopaycashonthedaythepropertyis
sold.
Thesalewillbemadeexpressly subjecttoanytitlematterssetforthinthedeedoftrust,butprospective biddersare
remindedthatbylawthesalewillnecessarily bemadesubjecttoallpriormattersofrecordaffectingtheproperty,if
any,totheextentthattheyremaininforceandeffectandhavenotbeensubordinated tothedeedoftrust. Prospective
biddersarestrongly urgedtoexamine theapplicable property recordstodetermine thenatureandextentofsuch
matters,ifany.
PursuanttotheDeedofTrust,themortgagee hastherighttodirecttheTrusteetosellthepropertyinoneormore
parcelsand/ortosellalloronlypartoftheproperty. Pursuanttosection51.009oftheTexasPropertyCode,the
propertywillbesoldin "asis, whereis" condition, withoutanyexpressorimpliedwarranties, exceptastothe
warranties oftitle (ifany) provided forunderthedeedoftrust. Prospective biddersareadvisedtoconductan
independent investigation ofthenatureandphysicalcondition oftheproperty. Pursuanttosection51.0075ofthe
TexasPropertyCode,thetrusteereservestherighttosetfurtherreasonable conditions forconducting thesale. Any
suchfurtherconditions shallbeannounced beforebiddingisopenedforthefirstsaleofthedayheldbythetrusteeor
anysubstitute trustee.
Obligations Secured- Thedeedoftrustprovidesthatitsecuresthepaymentoftheindebtedness andobligations
therein described(collectivelythe"Obligations") including bynotlimitedto(1)thepromissory noteintheoriginal
principalamountof$458,689.00,executedbyROSEMARY MOODY, SINGLEWOMAN, andpayabletotheorder
ofMortgage Electronic Registration Systems, Inc., asBeneficiary, asnomineeforGoldStarMortgage Financial
Group,Corporation, itssuccessors andassigns;(2)allrenewalsandextensions ofthenote;and(3)anyandallpresent
andfutureindebtedness ofTrustor( s)tothecurrentholderoftheObligations tothemortgagee underthedeedoftrust.
Thesalewillbemade, butwithoutcovenant orwarranty, expressed orimplied, regarding title, possession, or
encumbrances, topaytheremaining principalsumofthenote(s)securedbytheDeedofTrust,withinterestandlate
chargesthereon, asprovidedinthenote(s), advances, underthetermsoftheDeedofTrust, interestthereon, fees,
chargesandexpensesoftheTrusteeforthetotalamount(atthetimeoftheinitialpublication oftheNoticeofSale)
reasonably estimated tobesetforthbelow. Theamountmaybegreateronthedayofsale.
Questions concerning thesalemaybedirectedtotheundersigned ortotheMortgagee:
Freedom Mortgage Corporation
11988 EXITS PKWY BLDG 4
FISHERS IN46037- 7939
Phone:( 855)690-5900T.S.#:2025-15457-TX
DefaultandRequest toAct-Defaulthasoccurred underthedeedoftrust,andthemortgagee hasrequested me,as
Trustee,toconductthissale. Noticeisgiventhatbeforethesalethemortgagee mayappointanotherpersonsubstitute
trustee toconduct thesale.
Dated:9/25/25NestorSolutions, LLC,Auction. com,LLC,XomeInc.,TejasCorporate
Services, LLC,DonnaStockman, Brenda Wiggs, DavidStockman, Michelle
Schwartz, GuyWiggs,KathyArrington, JanetPinder,BrandyBacon,
Abstracts/ Trustees ofTexas,LLC,JimMills,SusanMills,Andrew Mills-
Middlebrook, GeorgeHawthorne, EdHenderson, DavidCullar,Ashley
Hammons, RussellStockman, Francesca Ortolani, ShelleyOrtolani, Mary
Mancuso, LizHach,Michele Hreha,CarolDunmon, PaytonHreha,Jamie
Dworsky, AngelaCooper,JeffBenton,BrianHooper,MikeJansta,Mike
Hayward, JayJacobs,Stockman Foreclosure Servicesinc.
QXbt,
c/oNestorSolutions,it/iv
2145thStreet, Suite205
Huntington Beach,California 92648
Phone:( 888)403-4115
Fax:(888)345-5501
Forsaleinformation visit:https://www.xome.comorContact( 800)758-8052.
SENDER OFTHISNOTICE:
AFTER FILING, PLEASE RETURN TO:
NestorSolutions, LLC
2145thStreet, Suite205
Huntington Beach, California 92648
4 Bed, 2 Bath, Estimated value: $377,063 Avg ($/sqft: 184, 4 Bed , 3 Bath) # listed: 23
Appraised Value
$417,953
Default Amount
$458,689
Potential Savings: -$40,736
Auction Date
November 4, 2025
Foreclosure Type
mortgage
Current Owner
MOODY ROSEMARY
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