3016 LUCAS TER

WYATT NORTH ADDITION FIRST SECTION CPL, BLK 8, LOT 2

NOTICE OFSUBSTITUTE TRUSTEE SALE DeedofTrustDate:
Grantor( s)/Mortgagor( s): 9/25/2004 GERARDO ZUGASTI ANDWIFE,ERNESTINA ZUGASTI Original Beneficiary/Mortgagee:

CurrentBeneficiary/ Mortgagee: MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC.

WellsFargoBank,N.A. MERS") SOLELY ASANOMINEE FORNETWORK FUNDING, L.P., ITSSUCCESSORS ANDASSIGNS Recorded in:
Property County: Volume: 5767 COLLIN Page: 00765 Instrument No:2004-0145897 Mortgage Servicer:
Mortgage Servicer' sAddress: WellsFargoBank,N.A. isrepresentingtheCurrentBeneficiary/ Mortgagee 1HomeCampus, MAC2301-04C, under aservicing agreement withtheCurrentBeneficiary/ Mortgagee.
WestDesMoines, IA50328 DateofSale: 1/6/2026 Earliest TimeSaleWillBegin: loam PlaceofSaleofProperty:CollinCountyCourthouse,2100BloomdaleRoad,McKinney,TX75071ORINTHEAREADESIGNATED BY THECOMMISSIONER' SCOURT,PURSUANT TOSECTION 51.002OFTHETEXASPROPERTY CODE. LegalDescription:
BEINGLOT2, BLOCK8, OFWYATTNORTHADDITION, FIRSTSECTION, ANADDITION TOTHECITYOFPLANO, COLLIN COUNTY,TEXAS,ACCORDING TOTHEPLATTHEREOFRECORDED INVOLUME3,PAGE121,MAPRECORDS, COLLINCOUNTY,TEXAS. InaccordancewithTEX.PROP.CODE§51.0076andtheDeedofTrustreferencedabove,theundersignedasattorneyforMortgageeorMortgageServicerdoeshereby removetheoriginalTrusteeandallsuccessorsubstitutetrusteesandappointsintheirstead,PhillipPierceall,DouglasRodgers,TerryWaters,BruceMiller,Ashlee Luna,JoshuaSanders,RamiroCuevas, ShawnSchiller, LaurenGuy, ConradWallace, PatrickZwiers,AngieUselton, LisaBruno,MistyMcMillan, DanielHart, Auction.comLLC,PaytonHreha,FrancescaOrtolani,ShelleyOrtolani,MaryMancuso,LizHach,MicheleHrehaorCarolDunmon,ColePatton,MyraHomayoun, ThuyFrazier, McCarthy& Holthus,LLP,asSubstituteTrustee,whoshallhereafterexerciseallpowersanddutiessetasidetothesaidoriginalTrusteeundertheresaid DeedofTrust; and, further, doesherebyrequest, authorize, andinstructsaidSubstituteTrusteetoconductanddirecttheexecutionofremediessetasidetothe beneficiary therein TheSubstituteTrusteewillsellthepropertybypublicauctiontothehighestbidderforcashattheplaceanddatespecified.
Thesalewillbeginattheearliesttime statedaboveorwithinthree(3)hoursafterthattime. ThePropertywillbesold"ASIS,"withoutanyexpressorimpliedwarranties,exceptastowarrantiesoftitle,andatthepurchaser'sownrisk,pursuanttothetermsof TEX.PROP.CODE§51.002and§51.009.Prospective biddersareadvisedtoconductanindependent investigation ofthenatureandphysicalconditionoftheProperty. SubstituteTrusteereservestherighttosetfurtherreasonableconditionsforconducting thepublicauction. Anysuchfurtherconditionsshallbeannouncedbefore biddingisopenedforthefirstsaleofthedayheldbySubstituteTrustee. THISINSTRUMENT APPOINTS THESUBSTITUTE TRUSTEE(S) IDENTIFIED TOSELLTHEPROPERTY DESCRIBED INTHESECURITY INSTRUMENT IDENTIFIED INTHISNOTICEOFSALE.THEPERSONSIGNINGTHISNOTICEISTHEATTORNEY ORAUTHORIZED AGENT OFTHEMORTGAGEE ORMORTGAGE SERVICER. NOTICEPURSUANT TOTEX.PROP.CODE§51.002(1): ASSERTANDPROTECT YOURRIGHTSASMEMBER OFTHEARMEDFORCESOFTHE UNITEDSTATES. IFYOUORYOURSPOUSEARESERVING ONACTIVEMILITARY DUTY, INCLUDING ACTIVEMILITARY DUTYASA MEMBEROFTHETEXASNATIONAL ORTHENATIONAL GUARDOFANOTHER STATEORASAMEMBEROFARESERVE COMPONENT OF THEARMEDFORCESOFTHEUNITEDSTATES, PLEASESENDWRITTEN NOTICEOFTHEACTIVEDUTYMILITARY SERVICE TOTHE SENDER OFTHISNOTICE IMMEDIATELY. Dated: 10/23/2025 Dated:C. amef`QQQC


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_,itit— She11eY ' ThuyFrazier, AttorneySubstitute Trustee McCarthy&Holthus, LLPdoAuction. com 1255West15thStreet, Suite1060 1255West15thStreet,Suite1060 Plano, TX75075 Plano, TX75075 c3 crt Attorneys forWellsFargoBank,N.A. https•r/sales. mccarthyholthus. com/


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Cn r C-) I N CO MAFileNumber:
TX-25-123574- POS LoanType:FHA