BUFFALO RIDGE PHASE ONE SCL, BLK A, LOT 7
Bedrooms
Bathrooms
Sq Ft
Year Built
C&MNo. 44-25-01812/FILENOS
NOTICE OFTRUSTEE' SSALEANDAPPOINTMENT OFSUBSTITUTE
TRUSTEE
AssertandprotectyourrightsasamemberofthearmedforcesoftheUnitedStates. Ifyou
areoryourspouseisservingonactivemilitary duty, including activemilitary dutyasa
member oftheTexasNational GuardortheNational Guardofanother stateorasamember
ofareservecomponent ofthearmedforcesoftheUnitedStates, pleasesendwrittennoticeof
theactive duty military service tothesender ofthis notice immediately. Sender is:
Codilis &
Moody,P.C.,20405StateHighway 249, Suite170,Houston, TX77070
INSTRUMENT BEINGFORECLOSED ANDMORTGAGE SERVICER INFORMATION
DeedofTrustdatedAugust18, 2023andrecorded underClerk'sFileNo. 2023000095704, intherealproperty
recordsofCOLLINCountyTexas,withEvelynEwereNekuandJamesNeku,wifeandhusbandasGrantor(s)and
Mortgage Electronic Registration Systems, Inc., asbeneficiary, asnomineeforUnitedWholesale Mortgage, LLC,
itssuccessors andassignsasOriginal Mortgagee.
DeedofTrustexecutedbyEvelynEwereNekuandJamesNeku, wifeandhusbandsecuringpaymentofthe
indebtedness intheoriginalprincipalamountof$726,098.00andobligation thereindescribed including butnot
limitedtothepromissory noteandallmodifications, renewalandextensions ofthepromissory note (the "Note")
executed byEvelyn Ewere Neku. United Wholesale Mortgage, LLCisthecurrent mortgagee( the"Mortgagee") of
theNoteandDeedofTrustorContract Lien.
TheMortgage Servicer isauthorized torepresent theMortgagee byvirtueofaservicing agreement withthe
Mortgagee.
PursuanttotheServicingAgreement andTexasPropertyCode51.0025, theMortgageServiceris
authorized tocollectthedebtandtoadminister anyresultingforeclosure ofthepropertysecuringtheabove
referenced loan. CenlarFSBisactingastheMortgage ServicerfortheMortgagee. CenlarFSB, isrepresenting the
Mortgagee, whoseaddressis: 1000Technology Drive,O'Fallon,MO63368.
Legal Description:
LOT7,BLOCK AOFBUFFALO RIDGE PHASE ONEANDANAMENDED PLATOFLOT2X,BLOCK
AOFBUFFALO RIDGEPHASETWO,ANADDITION TOTHECITYOFCELINA, COLLIN COlcalTY,
TEXAS, ASSHOWN ACCORDING TOTHEPLATTHEREOF RECORDED UNDER INVOLUMEU0
,
PAGE 715,PLATRECORD, COLLIN COUNTY, TEXAS.
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SALEINFORMATION
DateofSale: 08/05/2025 Earliest TimeSaleWillBegin: 10:00AM r
-II
Location ofSale:
Theplaceofthesaleshallbe: COLLIN CountyCourthouse, Texasatthefollowing
location: 2100Bloomdale Road, McKinney, Texas 75071, oriftheprecedingareaisnolonger thedesignate'area,
( t
attheareamostrecentlydesignated bytheCountyCommissioner' sCourt
TERMS OFSALE
Adefaulthasoccurredinthepaymentofsaidhereinreferencedindebtedness, andthesameisnowwhollydue,and
theMortgagee and/orMortgage Servicer hasrequested thehereinafter appointed Substitute Trustee tosellsaid
propertytothehighestbidderforcashandtodistributeorapplytheproceedsofsaidsaleinaccordance withthe
termsofsaidDeedofTrust.
TheSalewillbeconducted asapublicauctiontothehighestbidderforcash,exceptthatMortgagee' sbidmaybeby
credit against theindebtedness secured bythelienoftheDeedofTrust.
Pursuant totheDeedofTrust, the
mortgageehastherighttodirecttheTrusteetosellthepropertyinoneormoreparcelsand/ortosellalloronlypart
oftheproperty. Pursuant toSection51.009oftheTexasProperty Code,theProperty willbesoldin "ASIS,"
WHEREIS" condition, withoutanyexpressorimpliedwarranties, exceptastothewarranties oftitle, if
any,providedforunder theDeedofTrust.
44-25-01812 IIINISI11111111111111111111
COLLIN4845616Thesalewillbeginattheearliesttimestatedabove, orwithinthree(3)hoursafterthattime. Ifthesaleissetaside
foranyreason,thePurchaseratthesaleshallbeentitledonlytoareturnofthefundspaid.ThePurchasershallhave
nofurtherrecourseagainsttheMortgagor, theMortgagee ortheMortgagee'sattorney.
THIS INSTRUMENT APPOINTS THE SUBSTITUTE TRUSTEE( S)
IDENTIFIED TOSELL THE
PROPERTY DESCRIBED INTHESECURITY INSTRUMENT IDENTIFIED INTHISNOTICE OF
SALE. THEPERSON SIGNING THISNOTICE ISTHEATTORNEY ORAUTHORIZED AGENT OF
THEMORTGAGEE ORMORTGAGE SERVICER
WHEREAS, inmycapacityasattorneyfortheMortgagee and/orItsMortgageServicer, andpursuanttoSection
51.0076oftheTexasPropertyCode, IHEREBY APPOINT ANDDESIGNATE PhillipPierceall, Douglas
Rodgers, TerryWaters,BruceMiller,AshleeLuna,JoshuaSanders, RamiroCuevas,ShawnSchiller,Lauren
Guy, ConradWallace, PatrickZwiers, AngieUselton, LisaBruno, MistyMcMillan, DanielHart, Carol
Dunmon,
MaryMancuso, MicheleHreha,
ShelleyOrtolani,
Francesca Ortolani,
GuyWiggs,
David
Stockman, BrendaWiggs, DonnaStockman, JanetPinder, BrandyBacon, Michelle Schwartz, Jamie
Dworsky,
AngelaCooper, PaytonHreha, JeffBenton, ThomasDelaney, DanyaGladney, AaronDemuth,
Codilis& Moody, P.C.,orAuction. com,asSubstitute Trustee.
TheaddressfortheSubstitute TrusteeforpurposesofSection51.0075(e)oftheTexasPropertyCodeis:
Codilis& Moody,P.C.
20405StateHighway249, Suite170
Houston, TX77070
281)925-5200
Executed onJune11,2025.
s/DanyaF.GladneySBOTNo.24059786, Attorney atLaw
Codilis& Moody,P.C.
20405StateHighway 249,Suite170
Houston, TX77070
281)925-5200
Postedandfiledby:
Printed Name:
C&MNo. 44-25-01812
Appraised Value
$752,711
Default Amount
$726,098
Potential Savings: $26,613
Auction Date
August 5, 2025
Foreclosure Type
mortgage
Current Owner
NEKU EVELYN EWERE & JAMES
2025 We Good LLC. All Rights Reserved