310 PENNINGTON RD

MURRAY MANOR ESTATES CJO, LOT 14

2025SEP - 14AM8: 09 STACLY1=,EiMP LOLLHCOUNTYTEXAS NOTICE OFSUBSTITUTE TRUSTEE' SSALE BY:
kk- DEPUTY e_23Tat. T.S.#:2025-13186- TX Assertandprotect yourrightsasamember ofthearmedforcesoftheUnited States.Ifyouareoryourspouse isserving onactivemilitary duty.including activemilitary dutyasamember oftheTexasNational Guard or theNational Guard ofanother stateorasamember ofareserve component ofthearmedforcesoftheUnited States.pleasesendwrittennoticeoftheactive-dutymilitary servicetothesenderofthisnoticeimmediately. Date,Time,andPlaceofSale-Thesaleisscheduled tobeheldatthefollowing date,timeandplace: Date:
11/4/2025 Time: Theearliest timethesalewillbeginis10:00AM,orwithinthree(3)hoursafter thattime. Place: CollinCountyCourthouse, Texas,atthefollowing location:Thefrontstepsofthe CollinCountyCourthouse locatedat2100Bloomdale Road, McKinney, Texas 75071 Orifthepreceding areaisnolongerthedesignated area,attheareamostrecently designated bytheCountyCommissioners Court,pursuanttosection51.002ofthe TexasProperty Code. Property ToBeSold-Theproperty tobesoldisdescribed asfollows: BeingLot14,MurrayManorEstates,anadditiontotheCityofJosephine, CollinCounty,Texas,according totheplat thereofrecordedinBook2022,Page834andClerk'sFileNo.2022010000503, PlatRecords,CollinCounty,Texas. Commonly knownas:310PENNINGTON ROADJOSEPHINE, TX75173 Instrument tobeForeclosed— Theinstrument tobeforeclosed istheDeedofTrustdated5/20/2024andrecorded in theofficeoftheCountyClerkofCollinCounty, Texas, recorded on5/21/2024underCountyClerk'sFileNo 2024000060910, inBook— andPage--
oftheRealPropertyRecordsofCollinCounty,Texas. Grantor( s):
Justin Smith Original Trustee:

Michael Riddle Substitute Trustee:
NestorSolutions, LLC,Auction. com,LLC,XomeInc.,TejasCorporate Services, LLC,DonnaStockman, Brenda Wiggs, DavidStockman, Michelle Schwartz, GuyWiggs,KathyArrington, JanetPinder,Brandy Bacon, AbstractsiTrustees ofTexas, LLC,JimMills, Susan Mills, Andrew Mills-Middlebrook, George Hawthorne, EdHenderson, David Cullar,AshleyHammons, RussellStockman, Francesca Ortolani, ShelleyOrtolani, MaryMancuso, LizHach,Michele Hreha,Carol Dunmon, PaytonHreha,JamieDworsky, AngelaCooper,JeffBenton, BrianHooper,MikeJansta,MikeHayward, JayJacobs,Stockman Foreclosure Services inc. Original Mortgagee: MortgageElectronic Registration Systems,Inc.,asBeneficiary, as nomineeforSierraPacificMortgage Company, Inc.,ACalifornia Corporation, itssuccessors andassignsT.S.#:2025-13186- TX Current Mortgagee: Freedom Mortgage Corporation Mortgage Servicer:
Freedom Mortgage Corporation TheMortgage Servicerisauthorized torepresent theMortgagee byvirtueofaservicing agreement withthe Mortgagee. Pursuant totheServicing Agreement andTexasProperty Code §51.0025, theMortgage Servicer is authorized tocollectthedebtandtoadminister anyresultingforeclosure ofthereferenced propertysecuringtheabove referenced loan. TermsofSale-Thesalewillbeconducted asapublicauctiontothehighestbidderforcash,subjecttothe provisions ofthedeedoftrustpermitting themortgagee thereunder tohavethebidcreditedtothenoteuptothe amountoftheunpaiddebtsecuredbythedeedoftrustatthetimeofsale. Thosedesiringtopurchasethepropertywillneedtodemonstrate theirabilitytopaycashonthedaythepropertyis sold. Thesalewillbemadeexpressly subjecttoanytitlematterssetforthinthedeedoftrust,butprospective biddersare reminded thatbylawthesalewillnecessarily bemadesubjecttoallpriormattersofrecordaffecting theproperty, if any,totheextentthattheyremaininforceandeffectandhavenotbeensubordinated tothedeedoftrust. Prospective biddersarestronglyurgedtoexaminetheapplicable propertyrecordstodetermine thenatureandextentofsuch matters,ifany. Pursuant totheDeedofTrust,themortgagee hastherighttodirecttheTrusteetoselltheproperty inoneormore parcelsand/ortosellalloronlypartoftheproperty. Pursuanttosection51.009oftheTexasPropertyCode, the property willbesoldin "asis, whereis" condition, withoutanyexpressorimpliedwarranties, exceptastothe warranties oftitle (ifany) provided forunderthedeedoftrust. Prospective biddersareadvisedtoconductan independent investigation ofthenatureandphysicalcondition oftheproperty. Pursuanttosection51.0075ofthe TexasPropertyCode,thetrusteereservestherighttosetfurtherreasonable conditions forconducting thesale. Any suchfurtherconditions shallbeannounced beforebiddingisopenedforthefirstsaleofthedayheldbythetrusteeor anysubstitute trustee. Obligations Secured- Thedeedoftrustprovidesthatitsecuresthepaymentoftheindebtedness andobligations therein described(collectivelythe"Obligations") including bynotlimitedto(I)thepromissory noteintheoriginal principal amountof $353,380.00, executed byJustinSmith, andpayabletotheorderofMortgage Electronic Registration Systems, Inc., asBeneficiary, asnominee forSierraPacificMortgage Company, Inc., ACalifornia Corporation, itssuccessors andassigns;( 2)allrenewals andextensions ofthenote;and(3)anyandallpresentand futureindebtedness ofTrustor( s)tothecurrentholderoftheObligations tothemortgagee underthedeedoftrust. Thesalewillbemade, butwithoutcovenant orwarranty, expressed orimplied, regarding title, possession, or encumbrances, topaytheremaining principal sumofthenote(s)securedbytheDeedofTrust,withinterestandlate chargesthereon, asprovided inthenote(s),advances, underthetermsoftheDeedofTrust, interestthereon, fees, chargesandexpensesoftheTrusteeforthetotalamount(atthetimeoftheinitialpublication oftheNoticeofSale) reasonably estimated tobesetforthbelow. Theamountmaybegreateronthedayofsale. Questions concerning thesalemaybedirectedtotheundersigned ortotheMortgagee: Freedom Mortgage Corporation 11988EXIT5PKWY BLDG 4 FISHERS IN46037- 7939 Phone:( 855)690-5900 Default andRequest toAct-Default hasoccurred underthedeedoftrust,andthemortgagee hasrequested me,as Trustee,toconductthissale. Noticeisgiventhatbeforethesalethemortgagee mayappointanotherpersonsubstitute trustee toconduct thesale.T.S.#:2025-13186-TX Dated:
9/4/25NestorSolutions, LLC,Auction.com,LLC,XomeInc.,TejasCorporate Services, LLC,DonnaStockman, BrendaWiggs,DavidStockman, Michelle Schwartz,GuyWiggs,KathyArrington, JanetPinder,BrandyBacon, Abstracts/ Trustees ofTexas,LLC,JimMills,SusanMills,AndrewMills- Middlebrook, GeorgeHawthorne, EdHenderson, DavidCullar,Ashley Hammons, RussellStockman, Francesca Ortolani,ShelleyOrtolani,Mary Mancuso, LizHach,Michele Hreha,CarolDunmon, PaytonHreha,Jamie Dworsky, AngelaCooper,JeffBenton,BrianHooper,MikeJansta,Mike Hayward, JayJacobs,Stockman Foreclosure Services inc. a


, P c%Nesto`.•. erAns,LLC 2145thtreet,Suite205 Huntington Beach,California 92648 Phone:( 888)403-4115 Fax:(888)345-5501 Forsaleinformation visit:https://www.xome.comorContact(800)758-8052. SENDER OFTHISNOTICE: AFTER FILING, PLEASE RETURN TO: NestorSolutions, LLC 2145thStreet,Suite205 Huntington Beach, California 92648

4 Bed, 2 Bath, Estimated value: $347,318 Avg ($/sqft: 175, 4 Bed , 2 Bath) # listed: 31