212 SADDLE BLANKET DR

WAVERLY ESTATES PHASE 4 GCN, BLK B, LOT 20; SEE R-13044-00B-0200-1 FOR OTHER ENTITIES

FitPn CLERKAUG21P1112* 40 CYCLNCOUNTY. NOTICE OFSUBSTITUTE TRUSTEE' SSALE T.S.#: 2025-16955- TX Assertandprotect yourrightsasamember ofthearmed forcesoftheUnited States. Ifyouareoryourspouse isservingonactivemilitary duty,including activemilitary dutyasamember oftheTexasNational Guardor theNational Guard ofanother stateorasamember ofareserve component ofthearmed forcesoftheUnited States, pleasesendwritten noticeoftheactive-dutymilitary service tothesender ofthisnoticeimmediately. Date,Time,andPlaceofSale-Thesaleisscheduled tobeheldatthefollowing date,timeandplace: Date:
10/7/2025 Time: Theearliest timethesalewillbeginis10:00AM,orwithinthree(3)hoursafter thattime. Place: CollinCountyCourthouse, Texas,atthefollowing location: Thefrontstepsofthe CollinCountyCourthouse locatedat2100Bloomdale Road, McKinney, Texas 75071 Orifthepreceding areaisnolongerthedesignated area,attheareamostrecently designated bytheCountyCommissioners Court,pursuanttosection51.002ofthe TexasPropertyCode. Property ToBeSold-Thepropertytobesoldisdescribed asfollows: Lot20,BlockB,ofWAVERLY ESTATES PHASE4,anaddition toCollinCounty, Texas,according tothemapor platthereofrecordedinBook2023,Pages556-557ofthePlatRecordsofCollinCounty,Texas. Commonly knownas: 212SADDLE BLANKET DRJOSEPHINE, TX75173 Instrument tobeForeclosed— Theinstrument tobeforeclosed istheDeedofTrustdated2/27/2025andrecorded in theofficeoftheCountyClerkofCollinCounty, Texas, recorded on3/3/2025underCountyClerk'sFileNo 2025000023933, inBook-- andPage--
oftheRealPropertyRecordsofCollinCounty,Texas. Grantor( s):

NICHOLAS FREEMAN, ANUNMARRIED PERSON Original Trustee:

ANGELA RHERNANDEZ Substitute Trustee:
Nestor Solutions, LLC,Auction. com,LLC,XomeInc.,TejasCorporate Services, LLC,Donna Stockman, Brenda Wiggs, DavidStockman, Michelle Schwartz, GuyWiggs,KathyArrington, JanetPinder,Brandy Bacon, Abstracts/ Trustees ofTexas,LLC,JimMills,SusanMills, Andrew Mills-Middlebrook, George Hawthorne, EdHenderson, David Cullar,AshleyHammons, RussellStockman, Francesca Ortolani, ShelleyOrtolani, MaryMancuso, LizHach,MicheleHreha,Carol Dunmon, PaytonHreha,JamieDworsky, AngelaCooper, JeffBenton, BrianHooper,MikeJansta,MikeHayward, JayJacobs,Stockman Foreclosure Services inc. Original Mortgagee: Mortgage Electronic Registration Systems, Inc.,asBeneficiary, as nominee forDHIMORTGAGE COMPANY, LTD.,itssuccessors and assignsT.S.#:2025-16955- TX Current Mortgagee:
Freedom Mortgage Corporation Mortgage Servicer:
Freedom Mortgage Corporation TheMortgage Servicerisauthorized torepresent theMortgagee byvirtueofaservicing agreement withthe Mortgagee. Pursuant totheServicing Agreement andTexasProperty Code §51.0025, theMortgage Serviceris authorized tocollectthedebtandtoadminister anyresultingforeclosure ofthereferenced propertysecuringtheabove referenced loan. TermsofSale-Thesalewillbeconducted asapublicauctiontothehighestbidderforcash,subjecttotheprovisions ofthedeedoftrustpermitting themortgagee thereunder tohavethebidcreditedtothenoteuptotheamountofthe unpaiddebtsecuredbythedeedoftrustatthetimeofsale. Thosedesiringtopurchasethepropertywillneedtodemonstrate theirabilitytopaycashonthedaythepropertyis sold. Thesalewillbemadeexpressly subjecttoanytitlematterssetforthinthedeedoftrust,butprospective biddersare reminded thatbylawthesalewillnecessarily bemadesubjecttoallpriormattersofrecordaffectingtheproperty, if any,totheextentthattheyremaininforceandeffectandhavenotbeensubordinated tothedeedoftrust. Prospective biddersarestronglyurgedtoexaminetheapplicable propertyrecordstodetermine thenatureandextentofsuch matters,ifany. PursuanttotheDeedofTrust,themortgagee hastherighttodirecttheTrusteetosellthepropertyinoneormore parcelsand/ortosellalloronlypartoftheproperty. Pursuanttosection51.009oftheTexasPropertyCode, the propertywillbesoldin "asis, whereis" condition, withoutanyexpressorimpliedwarranties, exceptastothe warranties oftitle (ifany) providedforunderthedeedoftrust. Prospective biddersareadvisedtoconductan independent investigation ofthenatureandphysicalconditionoftheproperty. Pursuanttosection51.0075ofthe TexasPropertyCode,thetrusteereservestherighttosetfurtherreasonable conditions forconducting thesale. Any suchfurtherconditions shallbeannounced beforebiddingisopenedforthefirstsaleofthedayheldbythetrusteeor anysubstitute trustee. Obligations Secured - Thedeedoftrustprovidesthatitsecuresthepaymentoftheindebtedness andobligations therein described(collectivelythe"Obligations") including bynotlimitedto(1)thepromissory noteintheoriginal principalamountof$249,990.00,executedbyNICHOLAS FREEMAN, ANUNMARRIED PERSON, andpayable totheorderofMortgage Electronic Registration Systems, Inc., asBeneficiary, asnomineeforDHIMORTGAGE COMPANY, LTD.,itssuccessors andassigns;(2)allrenewalsandextensions ofthenote;and(3)anyandallpresent andfutureindebtedness ofTrustor(s)tothecurrentholderoftheObligations tothemortgagee underthedeedoftrust. Thesalewillbemade, butwithoutcovenant orwarranty, expressed orimplied, regarding title, possession, or encumbrances, topaytheremaining principalsumofthenote(s) securedbytheDeedofTrust,withinterestandlate chargesthereon, asprovidedinthenote(s), advances, underthetermsoftheDeedofTrust, interestthereon, fees, chargesandexpensesoftheTrusteeforthetotalamount(atthetimeoftheinitialpublication oftheNoticeofSale) reasonably estimated tobesetforthbelow. Theamountmaybegreateronthedayofsale. Questions concerning thesalemaybedirectedtotheundersigned ortotheMortgagee: Freedom Mortgage Corporation 11988 EXIT 5PKWY BLDG 4 FISHERS IN46037- 7939 Phone:( 855)690-5900 DefaultandRequest toAct-Defaulthasoccurred underthedeedoftrust,andthemortgagee hasrequested me,as Trustee,toconductthissale. Noticeisgiventhatbeforethesalethemortgagee mayappointanotherpersonsubstitute trustee toconduct thesale.T.S.#:2025-16955-TX Dated:
8/21/25Nestor Solutions, LLC,Auction. corn,LLC,Xome Inc.,TejasCorporate Services, LLC,DonnaStockman, Brenda Wiggs, DavidStockman, Michelle Schwartz, GuyWiggs,KathyArrington, JanetPinder,BrandyBacon, Abstracts/ Trustees ofTexas, LLC,JimMills, Susan Mills, Andrew Mills- Middlebrook, GeorgeHawthorne, EdHenderson, DavidCullar,Ashley Hammons, RussellStockman, Francesca Ortolani, ShelleyOrtolani,Mary Mancuso, LizHach,Michele Hreha,CarolDunmon, PaytonHreha,Jamie Dworsky, AngelaCooper,JeffBenton,BrianHooper,MikeJansta,Mike Hayward, JayJacobs,Stockman Foreclosure Servicesinc. eaxii c/oNestrations, LLC 2145thStreet,Suite205 Huntington Beach, California 92648 Phone: ( 888)403-4115 Fax:(888)345-5501 Forsaleinformation visit:https://www.xome.comorContact( 800)758-8052. SENDER OFTHISNOTICE: AFTER FILING, PLEASE RETURN TO: Nestor Solutions, LLC 2145thStreet,Suite205 Huntington Beach, California 92648