702 TRACE TRL

SIMPSON CROSSING PHASE 1 CLC, BLK A, LOT 17

po 2(?5NOV20AM !0: 44 Lta..+_- cfTCLERK CCLLINCCL<rTY. TEXAS Notice ofSubstitute Trustee SaleRY'
00

___) PI!TY T.S.4:25-16966 ssertandprotectyourriehtsasamemberofthearmedforcesofthelnitedStates.Ifyouareoryourspouseissening onactivemilitanduty,includingactivemilitarydutyasamemberoftheTexasNationalGuardortheNationalGuardof anotherstateorasamemberofaresenecomponent ofthearmedforcesoftheUnitedStates,pleasesendwrittennotice oftheactivedutymilitansenicetothesenderofthisnoticeimmediatels. Date,Time,andPlaceofSale-Thesaleisscheduled tobeheldatthefollowing date,timeandplace: Date:
2/3/2026 Time: Thesalewillbeginnoearlierthan10:00AMornolaterthanthreehoursthereafter. Thesalewillbecompleted bynolaterthan1:00PM Place: CollinCountyCourthouse inCOLLIN, Texas, atthefollowinglocation: TheCollin CountyCourthouse- FrontSteps - 2100Bloomdale Road, McKinney, TX75071 ORINTHEAREADESIGNATED BYTHECOMMISSIONER' SCOURT, PURSUANT TOSECTION 51.002OFTHETEXASPROPERTY CODE Property ToBeSold-Thepropertytobesoldisdescribed asfollows: LOT17, BLOCK A, SIMPSON CROSSING PHASE1, ANADDITION TOTHECITYOFLOWERY CROSSING ANDLOWERY CROSSING ETJ,COLLIN COUNTY, TEXAS,ACCORDING TOTHEMAP ORPLATTHEREOF RECORDED INPLATBOOK2023, PAGE937OFTHEMAPANDPLAT RECORDS, COLLIN COUNTY, TEXAS. Instrument tobeForeclosed— Theinstrument tobeforeclosed istheDeedofTrustisdated5/10/2024andis recordedintheofficeoftheCountyClerkofCollinCounty,Texas,underCountyClerk'sFileNo2024000057134. recordedon5/14/2024,oftheRealPropertyRecordsofCollinCounty,Texas. PropertyAddress:702TRACETRAILMCKINNEY Texas75069 Trustor( s):


GAGAN SANGAM Original MORTGAGE ELECTRONIC Beneficiary:


REGISTRATION SYSTEMS, INC. MERS"), ASBENEFICIARY, AS NOMINEE FORLOANDEPOT. COM, LLC,ITSSUCCESSORS AND ASSIGNS Current NewRez LLCd/b/aShellpoint LoanServicer:

NewRez LLC,F/K/ANewPenn Beneficiary:

Mortgage ServicingFinancial, LLC,D/B/AShellpoint Mortgage Servicing Current Auction. com,LLC,CarolDunmon, DonnaStockman, BrendaWiggs,DavidStockman, Substituted MichelleSchwartz, GuyWiggs,PaytonHreha,JanetPinder,MaryMancuso,MicheleHreha, Trustees: ShelleyOrtolani,Francesca Ortolani,BrandyBacon,JamieDworsky,AngelaCooper,Jeff Benton,Stockman Foreclosure Services Inc.,CarolDunmon, PaytonHreha,RickSnoke, PrestigeDefaultServices, LLC,AgencySalesandPostingLLC TheMortgageServicerisauthorized torepresenttheMortgagee byvirtueofaservicingagreement withthe Mortgagee. PursuanttotheServicingAgreementandTexasPropertyCode §51.0025, theMortgageServiceris authorized tocollectthedebtandtoadminister anyresulting foreclosure ofthepropertysecuringtheabove referenced loan.T.S.#:25-16966 TermsofSale-Thesalewillbeconductedasapublicauctiontothehighestbidderforcashwithfundsbeingmade payabletoPrestigeDefaultServices, LLC, subjecttotheprovisionsofthedeedoftrustpermittingthebeneficiarythereundertohavethebidcreditedtothenoteuptotheamountoftheunpaiddebtsecuredbythedeedoftrustatthe timeofsale. Prospectivebiddersarestronglyurgedtoexaminetheapplicablepropertyrecordstodeterminethe natureandextentofsuchmatters, ifany. PursuanttotheDeedofTrust,thebeneficiaryhastherighttodirectthe Trusteetosellthepropertyinoneormoreparcelsand/ortosellalloronlypartoftheproperty. Pursuanttosection 51.009oftheTexasPropertyCode, thepropertywillbesoldin"asis,whereis"condition,withoutanyexpressor impliedwarranties, exceptastothewarrantiesoftitle (ifany) providedforunderthedeedoftrust. Prospective biddersareadvisedtoconductanindependentinvestigation ofthenatureandphysicalconditionoftheproperty. Pursuanttosection51.0075oftheTexasPropertyCode, thetrusteereservestherighttosetfurtherreasonable conditionsforconductingthesale. Anysuchfurtherconditionsshallbeannouncedbeforebiddingisopenedforthe firstsaleofthedayheldbythetrusteeoranysubstitute trustee. Typeofsale-Thesaleisanon-judicialdeedoftrustlienandsecurityinterestforeclosuresalebeingconducted pursuanttothepowerofthesalegrantedbythedeedoftrustexecutedbyGAGANSANGAM,UNMARRIEDMAN. Therealpropertyandpersonalpropertyencumberedbythedeedoftrustwillbesoldatthesalein accordancewiththeprovisionsofthedeedoftrustandaspermittedbysection9.604(a)oftheTexasBusinessand Commerce Code. Obligations Secured - Thedeedoftrustprovidesthatitsecuresthepaymentoftheindebtedness andobligations thereindescribed(collectivelythe"Obligations") includingbynotlimitedto(1)thepromissorynoteintheoriginal principalamountof$381,041.00,executedbyGAGANSANGAM, UNMARRIED MAN,andpayabletotheorder ofMORTGAGE ELECTRONIC REGISTRATION SYSTEMS,
INC.
(" MERS"), ASBENEFICIARY,
AS NOMINEEFORLOANDEPOT. COM, LLC, ITSSUCCESSORS ANDASSIGNS;(2)allrenewalsandextensions ofthenote; and (3) anyandailpresentandfutureindebtednessofGAGANSANGAM, UNMARRIED MANto GAGAN SANGAM.
NewRezLLCd/b/aShellpointMortgageServicingisthecurrentownerandholderofthe Obligations andisthebeneficiary undertheDeedofTrust. Thesalewillbemade, butwithoutcovenantorwarranty, expressedorimplied, regardingtitle, possession, or encumbrances, topaytheremainingprincipalsumoftheNoteandallotheramountslawfullyowingundertheNote,theDeedofTrust,andalloftheotherassociatedloandocuments, including,withoutlimitation,allinterest,default interest,latecharges,advances,attorneys' feesandothercostsandexpenses. Allchecksmustbemadepayableto Prestige DefaultServices, LLC Questionsconcerningthesalemaybedirectedtotheundersignedortothebeneficiary: NewRezLLCd/b/aShellpointMortgageServicingc/oNewRezLLC,F/K/ANewPennFinancial,LLC, D/B/A Shellpoint Mortgage Servicing 75Beattie Place,Suite300 Greenville, SouthCarolina 29601-2743 800-365-7107T.S.#:25-16966 Dated: 11/20/25Auction.com,LLC,CarolDunmon, DonnaStockman, BrendaWiggs,David Stockman, MichelleSchwartz, GuyWiggs,PaytonHreha,JanetPinder,Mary Mancuso, MicheleHreha,ShelleyOrtolani,Francesca Ortolani,BrandyBacon, JamieDworsky,AngelaCooper,JeffBenton,StockmanForeclosure ServicesInc., CarolDunmon, PaytonHreha,RickSnoke,PrestigeDefaultServices, LLC, Agency SalesandPostingLLC, Prestige Default Services, LLC

"
r 16801Addison Road,Suite350 Addison, Texas 75001 Phone:( 972)893-3096ext. 1035 Fax:(949)427-2732 SaleLineInformation:( 800)793-6107 Website: www.auction. com AFTER RECORDING, PLEASE RETURN TO: Prestige Default Services, LLC 16801Addison Road,Suite350 Addison, Texas75001 Attn:Trustee Department