6626 HIGHLANDS ST

TILLAGE FARMS WEST PHASE 1A GCN, BLK B, LOT 10; * SEE R-12820-00B-0100-1 FOR OTHER ENTITIES *

C&MNo. 44-25-02711/FILENOS NOTICE OFTRUSTEE' SSALEANDAPPOINTMENT OFSUBSTITUTE TRUSTEE Assertandprotect yourrightsasamember ofthearmedforcesoftheUnited States. Ifyou areoryourspouseisservingonactivemilitary duty, including activemilitary dutyasa member oftheTexasNational GuardortheNational Guardofanother stateorasamember ofareserve component ofthearmedforcesoftheUnitedStates, pleasesendwritten noticeof theactiveduty military service tothesender ofthisnoticeimmediately. Sender is:
Codilis & Moody, P.C.,20405StateHighway 249,Suite170,Houston, TX77070 INSTRUMENT BEING FORECLOSED ANDMORTGAGE SERVICER INFORMATION DeedofTrustdatedJanuary21, 2025andrecordedunderClerk'sFileNo. 2025000007254, intherealproperty recordsofCollinCountyTexas,withSusanNellieCathcart, asinglewomanasGrantor(s)andMortgage Electronic Registration Systems,Inc.,asbeneficiary, asnomineeforHighlands Residential Mortgage, LTD.,itssuccessors and assigns asOriginal Mortgagee. DeedofTrustexecuted bySusanNellieCathcart, asinglewomansecuringpayment oftheindebtedness inthe originalprincipalamount of $108,000.00andobligation thereindescribed including butnotlimitedtothe promissorynoteandallmodifications, renewal and extensions ofthepromissorynote (the "Note") executed by Susan Nellie Cathcart. PHHAsset Services LLCisthecurrent mortgagee( the"Mortgagee") oftheNoteandDeed ofTrustorContract Lien. TheMortgage Servicerisauthorized torepresent theMortgagee byvirtueofaservicing agreement withthe Mortgagee.
Pursuant totheServicing Agreement andTexasProperty Code51.0025, theMortgage Serviceris authorized tocollectthedebtandtoadminister anyresulting foreclosure oftheproperty securing theabove referenced loan.PHHMortgage Corporation isactingastheMortgage ServicerfortheMortgagee. PHHMortgage Corporation, isrepresenting theMortgagee, whoseaddressis: 1Mortgage Way,MountLaurel,NJ08054. Legal Description: LOT10, BLOCK B, TILLAGE FARMS WEST PHASE 1A, ASUBDIVISION INCOLLIN COUN 1'3 TEXAS, ACCORDING TOTHEMAP ORPLAT THEREOF RECORDED INBOOK 2024, PAGE1s PLAT RECORDS OFCOLLIN COUNTY, TEXAS.
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aa rr , G7 SALE INFORMATION DateofSale:10/07/2025 Earliest TimeSaleWillBegin: 10:00AME

_;rr Location ofSale:
Theplaceofthesaleshallbe: CollinCountyCourthouse, Texasatthefoll&ving location: 2100Bloomdale Road,McKinney,Texas75071, oriftheprecedingareaisnolonger thedesignatedr
, C) attheareamostrecently designated bytheCountyCommissioner' sCourt TERMS OFSALE Adefaulthasoccurredinthepaymentofsaidhereinreferenced indebtedness, andthesameisnowwhollydue, and theMortgagee and/orMortgage Servicer hasrequested thehereinafter appointed Substitute Trustee tosellsaid propertytothehighestbidderforcashandtodistribute orapplytheproceeds ofsaidsaleinaccordance withthe termsofsaidDeedofTrust. TheSalewillbeconducted asapublicauctiontothehighestbidderforcash,exceptthatMortgagee' sbidmaybeby credit against theindebtedness securedbythelienoftheDeedofTrust.
Pursuant totheDeedofTrust, the mortgagee hastherighttodirecttheTrusteetosellthepropertyinoneormoreparcelsand/ortosellalloronlypart oftheproperty. Pursuant toSection51.009oftheTexasProperty Code,theProperty willbesoldin"ASIS," WHERE IS" condition, withoutanyexpressorimpliedwarranties, exceptastothewarranties oftitle, if any,providedfor under theDeed ofTrust.
tt Collin lllllllhlllllllllhillIlllllllllIlllllll1Illl 4850149Thesalewillbeginattheearliesttimestatedabove,orwithinthree(3)hoursafterthattime. Ifthesaleissetaside foranyreason,thePurchaseratthesaleshallbeentitledonlytoareturnofthefundspaid.ThePurchasershallhave nofurtherrecourseagainsttheMortgagor, theMortgagee ortheMortgagee' sattorney. THISINSTRUMENT APPOINTS THESUBSTITUTE TRUSTEE( S) IDENTIFIED TOSELLTHE PROPERTY DESCRIBED INTHESECURITY INSTRUMENT IDENTIFIED INTHISNOTICE OF SALE. THEPERSON SIGNING THISNOTICE IS1'llIATTORNEY ORAUTHORIZED AGENTOF THEMORTGAGEE ORMORTGAGE SERVICER. WHEREAS, inmycapacityasattorneyfortheMortgageeand/orItsMortgageServicer, andpursuanttoSection 51.0076oftheTexasPropertyCode, IHEREBYAPPOINTANDDESIGNATE PhillipPierceall, Douglas Rodgers,TerryWaters,BruceMiller,AshleeLuna,JoshuaSanders,RamiroCuevas,ShawnSchiller,Lauren Guy, ConradWallace, PatrickZwiers, AngieUselton, LisaBruno, MistyMcMillan, DanielHart, Carol Dunmon, MaryMancuso, MicheleHreha, ShelleyOrtolani, FrancescaOrtolani,
GuyWiggs, David Stockman, BrendaWiggs, DonnaStockman, JanetPinder, BrandyBacon, MichelleSchwartz, Jamie Dworsky,
AngelaCooper, PaytonHreha, JeffBenton, ThomasDelaney, DanyaGladney, AaronDemuth, Codilis&Moody,P.C.,orAuction.com,asSubstitute Trustee. TheaddressfortheSubstituteTrusteeforpurposesofSection51.0075(e)oftheTexasPropertyCodeis: Codilis& Moody,P.C. 20405StateHighway 249,Suite170 Houston, TX77070 281)925-5200 Executed onAugust8,2025. s/SarahA.TradSHOTNo.24140355, AttorneyatLaw Codilis& Moody,P.C. 20405StateHighway 249,Suite170 Houston, TX77070 281)925-5200 Postedandfiledby: Printed Name: C&MNo. 44-25-02711

Bed, Bath, Estimated value: $232,627 Avg ($/sqft: 161, 3 Bed , 2 Bath) # listed: 142