FREEWAY PARK WEST BLK 3 LT 1
Bedrooms
Bathrooms
Sq Ft
Year Built
NOTICE OF FORECLOSURE SALE
State of Texas §
§
County of Dallas §
Notice is hereby given of a public non-judicial foreclosure sale.
l. Property To Be Sold. The property to be sold is described as follows:
2.
3. LOT l, BLOCK 3, OF FREEWAY PARK WEST, AN ADDITION TO THE CITY OF IRVING, DALLAS
COUNTY, TEXAS, ACCORDING TO THE PLAT THEREOF RECORDED IN VOLUME 48, PAGE 111, OF
THE MAP RECORDS OF DALLAS COUNTY, TEXAS.
Date, Time. and Place of Sale. The sale is scheduled to be held at the following date, time, and place:
Date:
Time:
Place: October 7, 2025
The sale shall begin no earlier than 11:00 AM or no later than three hours thereafter.
Dallas County Courthouse in Dallas, Texas, at the following location: the area designated by the
Commissioners Court of Dallas, Dallas County, Texas, pursuant to§ 51.002 of the Texas Property
Code as the place where foreclosure sales are to take place (if no such place is so designated, the sale
will take place in the area where this Notice of Substitute Trustee's Sale is posted).
The deed of trust permits the Mortgagee of Record to postpone, withdraw, or reschedule the sale for another day.
In that case, the trustee or substitute trustee under the deed of trust need not appear at the date, time, and place of
a scheduled sale to announce the postponement, withdrawal, or rescheduling. Notice of the date of any
resched~_led foreclosure sale will be reposted and refiled in accordance with the posting and filing requirements
of the Tel(,as Property Code. The reposting or refiling may be after the date originally scheduled for this sale. -0
~ii,r;J~~t~:0 section 51.009 of the Texas Property Code, the property will be sold in "as is, where is" condition,
witl!◊uf',any, express or implied warranties, except as to the warranties of title (if any) provided for under the deed
C:-of!iuit.~Pro~pective bidders are advised to conduct an independent investigation of the nature and physical
u_-::, cqndition of\the property.
' --~• --:. -I /
_ -, P~ri~ant to s~ction 51.0075 of the Texas Property Code, the trustee reserves the right to set further reasonable
•. ';:~ coriliitioh·s for, conducting the sale. Any such further conditions shall be announced before bidding is opened for
\!:",the first sale)ff the day held by the trustee or any substitute trustee. Ci •,-•-·
,r' ~..J
Terms of Sale. The sale will be conducted as a public auction to the highest bidder for cash, subject to the
provisions of the deed of trust permitting the Mortgagee of Record thereunder to have the bid credited to the note
up to the amount of the unpaid debt secured by the deed of trust at the time of sale.
Those desiring to purchase the property will need to demonstrate their ability to pay their bid immediately in
cash if their bid is accepted.
The sale will be made expressly subject to any title matters set forth in the deed of trust, but prospective bidders
are reminded that by law the sale will necessarily be made subject to all prior matters of record affecting the
property, if any, to the extent that they remain in force and effect and have not been subordinated to the deed of
trust. The sale shall not cover any part of the property that has been released of public record from the lien of the
deed of trust. Prospective bidders are strongly urged to examine the applicable property records to determine the
nature and extent of such matters, if any.
If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit
paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee or the Mortgagee's
1007919-1 •
attorney.
4. Type of Sale. The sale is a non-judicial deed of trust lien and security interest foreclosure sale being conducted
pursuant to the power of sale granted by the Deed of Trust executed by Nahomy Funez Espinoza, an
unmarried woman.
5. Obligations Secured. The Deed of Trust is dated October 12, 2023, and is recorded in the office of the County
Clerk of Dallas County, Texas, in/under 202300209881, Official Public Records of Dallas County, Texas. The
deed of trust provides that it secures the payment of the indebtedness and obligations therein described
(collectively the "Obligations") including but not limited to the promissory note in the original principal amount
of$193,030.00, executed by Nahomy S. Funez Espinoza, and payable to the order of Origin.Bank.
Original Mortgagee: Origin Bank.
Current Mortgagee of Record: Origin Bank whose address is 2508 Lakeland Drive, Flowood, MS
39232.
6. Default and Request To Act. Default has occurred under the deed of trust, and the beneficiary has requested me,
as Substitute Trustee, to conduct this public sale. Notice is given that before the sale the beneficiary may appoint
another person subs.titute trustee to conduct the sale. •
7. ASSERT AND PROTECT YOUR RIGHTS AS A MEMBER OF THE ARMED FORCES OF THE
UNITED STATES. IF YOU ARE OR YOUR SPOUSE IS SERVING ON ACTIVE MILITARY DUTY,
INCLUDING ACTIVE MILITARY DUTY AS A MEMBER OF THE TEXAS NATIONAL GUARD OR
THE NATIONAL GUARD OF ANOTHER STATE OR AS A MEMBER OF A RESERVE COMPONENT
OF THE ARMED FORCES OF THE UNITED STATES, PLEASE SEND WRITTEN NOTICE OF THE
ACTIVE DUTY MILITARY SERVICE TO THE SENDER OF THIS NOTICE IMMEDIATELY.
Sent by: Clare V. Cougill
Robertson Anschutz Vetters, LLC
10375 Richmond Avenue, Suite 200
Houston, TX 77042
DATED September 1~, 2025.
David Garvin, Jeff Benton, Brandy Bacon, Michelle
Schwartz, Guy Wiggs, David Stockman, Donna Stockman,
Janet Pinder, Jamie Dworsky, Angela Cooper, Kelly Goddard,
Substitute Trustee
c/o Robertson Anschutz.Vetters, LLC
10375 Richmond Avenue, Suite 200
Houston, TX 77042
Phone: (713) 244-1360 •
THIS INSTRUMENT APPOINTS THE SUBSTITUTE TRUSTEE(S) IDENTIFIED TO SELL THE PROPERTY
DESCRIBED IN THE SECURITY INSTRUMENT INDENTIFIED IN THIS NOTICE OF SALE THE PERSON
SIGNING THIS NOTICE IS THE ATTORNEY OR AUTHORIZED AGENT OF THE MORTGAGEE OR
MORTGAGE SERVICER.
1007919-1
Appraised Value
$273,380
Default Amount
$193,030
Potential Savings: $80,350
Auction Date
October 7, 2025
Foreclosure Type
mortgage
Current Owner
MERCER CHARLES
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