MELTON 1 UNREC LT 20
Bedrooms
Bathrooms
Sq Ft
Year Built
NOTICE OF CONFIDENT IALITY RIGHTS: IF YOU ARE A ATURAL PERSO , YOU MAY REMOVE OR STRIKE ANY OR ALL
OF THE FOLLOWING INFORMATION FROM ANY INSTRUME T THAT TRANSFERS AN INTEREST IN REAL PROPERTY
BEFORE rT IS FILED FOR RECORD IN THE PUBLIC RECORDS: YOUR SOCIAL SECURITY NUMBER OR YOUR DRIVER'S
LICENSE NUMBER.
DATE: October 10, 2025
NOTE INFORMATIO :
Date: August 7, 2023 NOTICE OF SUBSTITUTE TRUSTEE'S SALE AND
APPOINTMENT OF SUBSTITUTE TRUSTEES
Makers: Ercilia Briones Ocura and Juliett lleine Tovar
Payee: Bank of DeSoto, 1 .A.
Original Principal Amount: $203,000.00
DEED OF TRUST INFORMATION:
Date: August 7, 2023
Grantor: Ercilia Briones Ocura and Juliett Ileine Tovar
Trustee: James P. Monkres , Jr.
Mortgagee: Bank of DeSoto, .A.
Mortgagee Address: 2011 N Hampton Rd, DeSoto, TX 75115 - ~ -· --- ·-r-- ---!' : •
Recording Information: Instrument No.202300159513 , Real Property Records of Dallas County, Texas
LENDER: Bank of DeSoto, .A.
BORROWERS: Ercilia Briones Ocura and Juliett lleine Tovar
PROPERTY ADDRESS: 1312 Melton Lane, Mesquite , Dallas County, Texas 75149
PROPERTY LEGAL DESCRIPTION: See attached "Exhibit A".
SUBSTITUTE TRUSTEE(S): Vicki McCarth y, Ashley McCarthy , David Lee ' J
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SUBSTITUTE TRUSTEE ADDRESS: c/o Law Office of Vicki K. McCarthy, 114 South 5th Street, Midlothian, TX
76065
DATE AND TIME OF SUBSTITUTE TRUSTEE 'S SALE OF PROPERTY:
November 4, 2025, the first Tuesday of the month, to commence at 1 :00 p.m. or within three (3) hours after that time.
PLACE OF SUBSTITUTE TRUSTEE'S SALE OF PROPERTY:
The area outside on the North Side of the George Allen Courts Building facing 600 Commerce Street, Dallas, TX 75202
below the overhang or as designated by the County Commissioners pursuant to Section 51.022 of the Texas Property
Code.
NOTICES
ASSERT AND PROTECT YOUR RIGHTS AS A MEMBER OF THE ARMED FORCES OF THE UNITED
STATES. IF YOU OR YOUR SPOUSE IS SERVING ON ACTIVE MILITARY DUTY, INCLUDING ACTIVE
MILITARY DUTY ASA MEMBEROFTHE TEXAS NATIONAL GUARD OR THE NATIONAL GUARD OF
ANOTHER STATE OR THE UNITED STATES, PLEASE SEND WRITTEN NOTICE OF ACTIVE DUTY
MILITARY SERVICE TO THE SENDER OF THIS NOTICE IMMEDIATELY.
THIS INSTRUME T APPOINTS THE SUBSTITUTE TRUSTEE IDENTIFIED TO SELL THE PROPERTY
DESCRIBED I THE SECURITY INSTRUMENT IDE TIFIED I THIS NOTICE OF SALE. THE PERSON
SIGNING THIS NOTICE IS THE ATTORNEY OR AUTHORIZED AGENT OF THE MORTGAGEE OR
MORTGAGE SERVICER. i
RECITALS
In accordance with Section 51.0076 of the Texas Property Code, the undersigned as attorney for the mortgagee does
hereby remove the original Trustee and all successor Substitute Trustees and appoints in their stead Vicki McCarthy ,
Ashley McCarthy , and David Lee as Substitute Trustee, who shall hereafter exercise all powers and duties set aside to
the said original Trustee under the said Deed of Trust, and, further, does hereby request, authorize and instruct said
Substitute Trustee to conduct and direct the execution of remedies set aside to the Mortgagee therein.
Default has occurred in the payment of the Note and in the performance of the obligation under the Deed of Trust that
secures the Note. Because of this default, Lender, the owner and holder of the Note and Deed of Trust lien under Section
51.002 of the Texas Property Code, has requested that Substitute Trustee sell the Property according to the term of the
Deed of Trust and applicable law.
The Deed of Trust may encumber both real and personal property. Formal notice is now given of Lender's election to
proceed against and sell both the real property and any personal property described in the Deed of Trust, consistent with
Lender's rights and remedies under the Deed of Trust and Section 9.604(a) of the Texas Business and Commerce Code.
Therefore, notice is given that on the Date and Time of Substitute Trustee's Sale of Property and at the Place of
Substitute Trustee's Sale of Property, Substitute Trustee, or any other substitute trustee Lender may appoint, will sell
the Property by public sale to the highest bidder for cash or acceptable certified funds, according to the Deed of Trust
and applicable law. The sale and conveyance of the Property will be subject to all matters of record applicable to the
Property that are superior to the Deed of Trust and to any permitted exceptions to title described in the Deed of Trust.
Substitute Trustee has not made and wi II not make any covenants, representations , or warranties about the Property other
than providing the successful bidder at the sale with a deed to the Property containin g any warranties of title required
by the Deed of Trust. The Property will be sold AS IS, WHERE IS, AND WITH ALL FAUL TS at the purchaser 's
own risk pursuant to Sections 51.002 and 51.009 of the Texas Property Code.
EXECUTED this J 0+-\'1 day of_.,,,.,:.c::.JLI.L-"""--'"""-'----,;'-'--,l~-Y7
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as Substitute Trustee/ Atto
DeSoto, N.A.
Law Office of Vicki K. McCarthy
114 South 5th Street
Midlothian , TX 76065
CERTIFICATE OF POSTING
My name is t\:St\\.tc.J. l.l\cCa~ 'and my address is c/o Law Office of Vicki K. McCarthy ,
114 South 5th Street, Midlothian , TX 76065. I declare under penalty of perjury that on _...u.~:!oL..1--= ;;)~-....----,--r--= I filed this Notice of Substitute Trustee's Sale & Appointment of Substitute Trustees at the office of the S1
Cou Clerk and cause it to t the location ·rected by the County Commissioners Court.
Date: _ _.l~o+-f ..... to ...... /~J:~S::~---------EXHIBIT "A"
Legal Description
Being known as Lot 20, of MELTON'S SUBDIV[SION NO. 1, an unrecorded subdivision situated
in the Job Badgley Survey, Abstract No. 74, Dallas County, Texas, same being a tract of land
conveyed to Sergio A. Rangel Reyes, by deed recorded in instrument Number 202200184943 ,
Official Public Records of Dallas County, Texas, and being more particularly described by metes
and bounds as follows:
BEGfNNING at a 1/2 inch iron rod found for corner, said corner being the Southwest corner of a
tract of land conveyed to Krisenda A. Tatum, a married person not herein joined by spouse, and
Cecil L. Tatum, by proforma only, by deed recorded in Volume 95052, Page 982, Deed Records
of Dallas County, Texas, and lying on the East line of Melton Lane (50 foot right-of-way);
THENCE South 89 degrees 48 minutes 00 seconds East, along the South line of said Tatum tract,
a distance of 143.90 feet to a 5/8 inch iron rod found for corner, said corner being the Southeast
corner of said Tatum tract, and lying on the West line of a tract of land conveyed to Maria
Guadalupe Suastegui , by deed recorded in Instrument Number 200900193148 , Official Public
Records of Dallas County, Texas;
THENCE South along the said West line of Suastegui tract, a distance of 60.00 feet to a 3/8 inch
iron rod found for corner, said corner being the Northeast corner of a tract of land conveyed to
Jacinto Ramos, by deed recorded in Instrument umber 20 I 500056571 , Official Public Records of
Dallas County, Texas;
THENCE North 89 degrees 48 minutes 00 seconds West, along the North line of said Ramos tract,
a distance of 143 .90 feet to a 3/8 inch iron rod found for corner, said corner being the Northwest
corner of said Ramos tract, and lying on the aforementioned East line of Melton Lane;
THENCE North along the said East line of said Melton Lane, a distance of 60.00 feet to the POINT
OF BEGINNING and containing 8,634 square feet or 0.20 acres of land.
Appraised Value
$147,900
Default Amount
$203,000
Potential Savings: -$55,100
Auction Date
November 4, 2025
Foreclosure Type
mortgage
Current Owner
REYES SERGIO A RANGEL
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