COTTONWOOD CREEK ESTATES 2 & 3 BLK F LOT 46
Bedrooms
Bathrooms
Sq Ft
Year Built
RECORDING REQUESTED BY:
WHEN RECORDED MAIL TO:
Michelle Schwartz, Guy Wiggs, David Stockman, Donna
Stockman, Janet Pinder, Brandy Bacon, Jamie Dworsky,
Angela Cooper, Jeff Benton
c/o Malcolm Cisneros/Trustee Corps
17100 Gillette Avenue
Irvine, CA 92614
(949) 252-8300
;c. " Delle l
TS No TX07000053-25-1 APN 42053600060460000 I 42-05360-006- 046-0000 1~. ' •
y t:''t)
TO No 3394383
NOTICE OF SUBSTITUTE TRUSTEE'S SALE
WHEREAS, on November 13, 2015, VANER C. SMITH AND WIFE MARY ANN SMITH as
Grantor/Borrowe1/, executed and delivered that certain Deed of Trust in favor of TOMMY BASTAIN as
Trustee, MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., as Beneficiary, as nominee for
AMERICAN ADVISORS GROUP, its successors and assigns, as original Beneficiary, which Deed of Trust
secures the payment of that certain Promissory Note of even date therewith in the original amount of
$726,000.00, payable to the order of Carrington Mortgage Services, LLC as current Beneficiary, which
Deed of Trust recorded on November 24, 2015 as Document No. 201500312498 in Dallas County, Texas.
Deed of Trust covers all of the real property described therein, including, but not limited to, all of the
following described property, rights and interests (the "Property"), to-wit: SEE EXHIBIT "A" ATTACHED
HERETO AND MADE A PART HEREOF
APN 42053600060460000 I 42-05360-006-046-0000
WHEREAS, the Trustee named in the Deed of Trust having been removed, the legal holder of the
indebtedness described in the Deed of Trust appointed Michelle Schwartz, Guy Wiggs, David Stockman,
Donna Stockman, Janet Pinder, Brandy Bacon, Jamie Dworsky, Angela Cooper, Jeff Benton or either of
them, as Substitute Trustee (each being referred to as the "Substitute Trustee"), upon the contingency
and in the manner authorized by the Deed of Trust; and
WHEREAS, defaults have occurred in the covenants of the Deed of Trust, monetary or otherwise, and the
indebtedness secured by and described in the Deed of Trust is now wholly due, and Carrington Mortgage
Services, LLC, the legal holder of such indebtedness and the liens securing same has requested either
one of the Substitute Trustees to sell the Property in accordance with applicable law and the terms and
provisions of the Deed of Trust. TS No TX07000053-25-1 APN 42053600060460000 I 42-05360-006- TO No 3394383
NOW THEREFORE, NOTICE IS HEREBY GIVERfffii~ii Tuesday, September 2, 2025 at 01:00 PM, no
later than three (3) hours after such time, being the first Tuesday of such month, the Substitute Trustee
will sell the Property at public venue to the highest bidder for cash. The sale will take place in Dallas
County, Texas, at the area designated by the Commissioner's Court for sales of real property under a
power of sale conferred by a Deed of Trust or other contract lien as follows: 600 Commerce Street,
Dallas TX 75202; On the north side of the George Allen Courts Building facing Commerce Street
below the overhang or if the preceding area is no longer the designated area, at the area most
recently designated by the County Commissioner Court.
The Deed of Trust may encumber both real and personal property. Formal notice is hereby given of and
Carrington Mortgage Services, LLC's election to proceed against and sell both the real property and any
personal property described in said Deed of Trust in accordance with and Carrington Mortgage Services,
LLC's rights and remedies under the Deed of Trust and Section 9.604(a) of the Texas Business and
Commerce Code.
NOTICE IS FURTHER GIVEN, that except to the extent that the Substitute Trustee may bind and obligate
Mortgagors to warrant tttle the Property under the terms of the Deed of Trust. Pursuant to Section 51.009
of the Texas Property Code, the Property will be sold in "as is", "where is" condition. Conveyance of the
Property shall be made without any representations or warranties whatsoever, expressed or implied.
Prospective bidders are strongly urged to examine the applicable property records to determine the
nature and extent of such matters and are advised to conduct an independent investigation of the nature
and physical condition of the Property.
Pursuant to Section 51.009 of the Texas Property Code, the Property will be sold in "as is", "where is"
condition, without any expressed or implied warranties, except as to the warranted.
WITNESS, my hand this!!__ day of _F_e_b_ru_a_ry _________ , _2_0_2_5. ~ ,Qht~~
By: Michelle Schwartz, Guy Wiggs, David Stockman, Donna Stockman, Janet Pinder, Brandy Bacon,
Jamie Dworsky, Angela Cooper, Jeff Benton
Substitute Trustee(s)
ASSERT AND PROTECT YOUR RIGHTS AS A MEMBER OF THE ARMED FORCES OF THE UNITED
STATES. IF YOU ARE OR YOUR SPOUSE IS SERVING ON ACTIVE MILITARY DUTY, INCLUDING
ACTIVE MILITARY DUTY AS A MEMBER OF THE TEXAS NATIONAL GUARD OR THE NATIONAL
GUARD OF ANOTHER STATE OR AS A MEMBER OF A RESERVE COMPONENT OF THE ARMED
FORCES OF THE UNITED STATES, PLEASE SEND WRITTEN NOTICE OF THE ACTIVE DUTY
MILITARY SERVICE TO THE SENDER OF THIS NOTICE IMMEDIATELY.
SALE INFORMATION CAN BE OBTAINED ONLINE AT www.insourcelogic.com
FOR AUTOMATED SALES INFORMATION PLEASE CALL: In Source Logic AT 702-659-7766
FOR REINSTATEMENT/ PAY OFF REQUESTS CONTACT: (949) .252-8300
To the extent your original obligation was discharged or is subject to an automatic stay of bankruptcy under
Title 11 of the United States Code, this notice is for compliance and/or informational purposes only and does
not constitute an attempt to collect a debt or to impose personal liability for such obligation. However, a
secured party retains rights under its security instrument, including the right to foreclose its lien. TS No TX07000053-25-1 APN 42053600060460000 I 42-05360-006- TO No 3394383
EX'4ffi~Cf0. A II
BEING LOT 46 IN BLOCK F OF COTTONWOOD CREEK ESTATES NO. 2, AN ADDITION TO THE CITY
OF RICHARDSON, TEXAS, ACCORDING TO THE REVISED MAP THEREOF RECORDED IN VOLUME
74209, PAGE 1698 OF THE MAP RECORDS OF DALLAS COUNTY, TEXAS.
4 Bed, Bath, Estimated value: $864,707 Avg ($/sqft: 278, 4 Bed , 3 Bath) # listed: 11
Appraised Value
$612,440
Default Amount
$726,000
Potential Savings: -$113,560
Auction Date
September 2, 2025
Foreclosure Type
mortgage
Current Owner
SMITH MARY ANN
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