7620 DUCK BAY RD

OAK RIDGE Block L Lot 20

NOTICE OF SUBSTITUTE TRUSTEE’S SALE €2GT T.S. #: 2025-16456-TX


Date: 10/7/2025 Time: The earliest time the sale will begin is 10:00 OP in three (3) hours after that time. Place: Tarrant County Courthouse, at the following location: 100 West






Weatherford Street, Fort Worth, 76102 AT THE BASE OF THE COURTHOUSE STEPS ON ‘ OF THE BUILDING Or if the preceding kaj no designated by the Coun Texas Property Code AT OF OAK RIDGE, PHASE TWO (2), AN ADDITION TO UNTY, TEXAS, ACCORDING TO THE MAP THEREOF 1 Page -- The subject Deed of Trust was modified by Loan Modification recorded as and recorded on 01/02/2025. of the Real Property Records of Tarrant County, Texas. CIERRA HOGUE, UNMARRIED WOMAN ALLAN B. POLUNSKY Substitute Trustee: Nestor Solutions, LLC, Auction.com, LLC, Xome Inc., Tejas Corporate Services, LLC, Donna Stockman, Brenda Wiggs, David Stockman, Michelle Schwartz, Guy Wiggs, Janet Pinder, Abstracts/Trustees of Texas, LLC, Jim Mills, Susan Mills, Andrew Mitls-Middlebrook, F I LE D George Hawthorne, Ed Henderson, Vickie Everhart, Lori Fowler, . Brandy Bacon, Jamie Dworsky, Angela Cooper, Jeff Benton, Brian AUG 12 2025 Hooper, Mike Jansta, Mike Hayward, Jay Jacobs, Luis Terrazas, Rick Snoke, Steve Shiller, Andrew Garza, Stockman Foreclosure Services COUNTY LER TARR O, TS ine. BY.  P225010945 Page 2 of 3 A T.S. #: 2025-16456-TX Original Mortgagee: Mortgage Electronic Registration Systems, Inc., as Beneficiary, as nominee for LOANDEPOT.COM, LLC, its successors and assigns Current Mortgagee: Freedom Mortgage Corporation Mortgage Servicer: Freedom Mortgage Corporation








The Mortgage Servicer is authorized to represent the Mortgagee by virtue of a servicing agreement Mortgagee. Pursuant to the Servicing Agreement and Texas Property Code §51.0025, the Mortgage Sei authorized to collect the debt and to administer any resulting foreclosure of the referenced property sec teferenced loan. Terms of Sale - The sale will be conducted as a public auction to the highest bidder for cash, provisions of the deed of trust permitting the mortgagee thereunder to have the bid credited amount of the unpaid debt secured by the deed of trust at the time of sale. Those desiring to purchase the property will need to demonstrate their abili sold,

















any, to the extent that they remain in force and effect and have Sen suborditratedfo the deed of trust. Prospective bidders are strongly urged to examine the applicable property ré to determine the nature and extent of such matters, if any. Pursuant to the Deed of Trust, the mortgagee has Trustee to sell the property in one or more parcels and/or to sell all or only part of the property P property will be sold in “as is, where is” conditig fexpress or implied warranties, except as to the bust. Prospective bidders are advised to conduct an independent investigation of the natur: Texas Property Code, the trustee resg any substitute trustee. Obligations Secured - The d@€ therein described (collectivg of Mortgage Electronic successors and assi; Questions concerning the sale may be directed to the undersigned or to the Mortgagee: F | LE D Freedom Mortgage Corporation 11988 EXIT 5 PKWY BLDG 4 AUG 12 2025 FISHERS IN 46037-7939 TARRANT CO., TEXAS Phone: (855) 690-5900 COUNTY CLERK,
Default and Request to Act - Default has occurred under the deed of trust, and the mortgagee has requested me, as Trustee, to conduct this sale. Notice is given that before the sale the mortgagee may appoint another person substitute trustee to conduct the sale.  P225010945 r T.S. #; 2025-16456-TX. Dated: 8/12/25 Foreclosure Services inc. (Qouma_ Sheoman_ c/o Nestor Solutions, LLC 214 Sth Street, Suite 205 Huntington Beach, California 92648 Phone: (888) 403-4115 Fax: (888) 345-5501 For sale information visit: https://www.xome.com or Contact (800) 758-8! SENDER OF THIS NOTICE: AFTER FILING, PLEASE RETURN TO: Nestor Solutions, LLC 214 Sth Street, Suite 205 © Huntington Beach, California 92648 SS FILED AUG 12 2025 COUNTY CLERK TARRANT CO, TEAS De uTy Nestor Solutions, LLC, Auction.com, LLC, Xome Inc., Tejas Corporate Services, LLC, Donna Stockman, Brenda Wiggs, David Stockman, Michelle Schwartz, Guy Wiggs, Janet Pinder, Abstracts/Trustees of Texas, LLC, Jim Mills, Susan Mills, Andrew Mills-Middlebrook, George Hawthorne, Ed Henderson, Vickie Everhart, Lori Fowler, Brandy Bacon, Jamie Dworsky, Angela Cooper, Jeff Benton, Brian Hooper, Mike Jansta, Mike Hayw: Jacobs, Luis Terrazas, Rick Snoke, Steve Shiller, Andrew Garza, Stoc