LAKE BEND ESTATES PH 1 BLK 11 LOT 20
Bedrooms
Bathrooms
Sq Ft
Year Built
Vylla Solutions, LLC
.r.o. Box 3309
Anaheim, California 92803
For Sale Information: (888) 313-1969
For Reinstatement Requests: 1-866-874-5860
Pay Off Req:Uests: 1-800-561-4567
TS#: 25-36694
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NOTICE OF SUBSTITUTE TRUSTEE'S SALE
WHEREAS:, on 3/3/2022, Sharrah Reyna and David Zavala, wife and husband, as Grantor/Borrower, executed and
delivered th* certain Deed of Trust, in favor of PeirsonPatterson, LLC, as Trustee, Mortgage Electronic Registration
Systems, Inc;., as beneficiary, as nominee for Draper and Kramer Mortgage Corp, as Beneficiary which deed of trust
secures the payment of that certain promissory note of even date therewith in the original amount of $358,050.00,
payable to tlie order of Draper and Kramer Mortgage Corp, which Deed of Trust is Recorded on 3/8/2022 as Volume
202200065880, Book, Page, in Dallas County, Texas, Deed of Trust covers all of the real property, personal property,
and fixtures described therein, including, but not limited to, all the following described property, rights and interests (the
"Property"), :to-wit;
Lot Twenty (20), in Block Eleven (11) of Lake Bend Estates, Phase One, an addition to the City of Rowlett in Dallas
County, Texas, according to the map or plat thereof, recorded in Volume 86135, Page 3544, Map Records, Dallas
County, Texas.
Commonly known as: 8105 TRAIL LAKE DR ROWLETT, TX 75088
WHEREAS, the Trustee named in the Deed of Trust having been removed, the legal holder of the indebtedness described
in the Deed of Trust appointed Shelley Ortolani, Mary Mancuso, Michele Hreha, Francesca Ortolani, Guy Wiggs,
David Stockman, Brenda Wiggs, Donna Stockman, Janet Pinder, Brandy Bacon, Michelle Schwartz, Jamie
Dworsky, Angela Brown, Carol Dunmon, Payton Hreha, Jeff Benton, Auction.com, LLC, Agency Sales and
Posting LLC, Xome Inc., Tejas Corporate Services LLC, Dustin George or either of them, as Substitute Trustee
( each being referred to as the "Substitute Trustee"), upon the contingency and in the manner authorized by the Deed of
Trust: and
WHEREAS, defaults have occurred in the covenants of the Deed of Trust, monetary or otherwise, and the indebtedness
secured by and described in the Deed of Trust is ·now wholly due, and Carrington Mortgage Services, LLC whose address
is 1600 South Douglass Road, Suite 200-A, Anaheim, CA 92806 is acting as the mortgage servicer for Carrington
Mortgage Services, LLC, which is the mortgagee of the Note and Deed of Trust or mortgage and the legal holder of such
indebtedness and the liens securing same has requested either one of the Substitute Trustees to sell the Property in
accordance with applicable law and the terms and provisions of the Deed of Trust. Carrington Mortgage Services, LLC is
authorized to represent the mortgagee by virtue of a written servicing agreement with the mortgagee. Pursuant to that
agreement and Texas Property Code Section 51.0025, Carrington Mortgage Services, LLC is authorized to administer the
foreclosure referenced herein.
NOW, THEREFORE, NOTICE IS HEREBY GIVEN, that on 2/3/2026 at 1:00 PM, or no later than three (3) hours
after such time, in Dallas County, Texas, the Substitute Trustee will sell the Property at public venue to the highest bidder
for cash. The sale will take place at the area designated by the Commissioner's Court for sales ofreal property under a
power of sale conferred by a deed of trust or other contract lien as follows: On the north side of the George Allen
Courts Building facing Commerce Street below the overhang, or if the preceding area is no longer the designated
area, at the area most recently designated by the County Commissioner's Court
NOTICE IS FURTHER GIVEN thnt' QKOcpt to the extent thnt the Subi>titutti Trmm;c; may bind cl.Ild obligate Mongagors
to warrant title the Property under the terms of the Deed of Trust, conveyance of the Property shall be made without any
representations or warranties whatsoever, express of mfflfl)il~IIII IIIIIUIII IIIII lllltlll lllf
4858587 ,, If the Trustee is unable to convey title for any reason, the successful bidder's sole and exclusive remedy shall be the return
of monies paid to the Trustee, and the successful bidder shall have no further recourse.
If the sale is :set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The
Purchaser shall have no further recourse against the Mortgagor, the Mortgagee, or the Mortgagee's Attorney.
ASSERT AND PROTECT YOUR RIGHTS AS A MEMBER OF THE ARMED FORCES OF THE UNITED
STATES. IF YOU ARE OR YOUR SPOUSE IS SERVING ON ACTIVE MILITARY DUTY, INCLUDING
ACTIVE MILITARY DUTY AS A MEMBER OF THE TEXAS NATIONAL GUARD OR THE NATIONAL
GUARD OF ANOTHER STATE OR AS A MEMBER OF A RESERVE COMPONENT OF THE ARMED
FORCES OF THE UNITED STATES, PLEASE SEND WRITTEN NOTICE OF THE ACTIVE DUTY
MILITARY! SERVICE TO THE SENDER OF TIDS NOTICE IMMEDIATELY.
THIS INSTRUMENT APPOINTS THE SUBSTITUTE TRUSTEE(S) IDENTIFIED TO SELL THE PROPERTY
DESCRIBED IN THE SECURITY INSTRUMENT IDENTIFIED IN THIS NOTICE OF SALE THE PERSON
SIGNING ]HIS NOTICE IS THE ATTORNEY OR AUTHORIZED AGENT OF THE MORTGAGEE OR
MORTGAGE SERVICER.
WITNESS, :rpy hand this l l/17 /2025
By: Kavonnah Dobson, Sr. Trustee Sale Specialist
Vylla Solutions, LLC as
authorized agent for Mortgagee or Mortgage
Servicer
1600 South Douglass Road, Suite 140
Anaheim, CA 92806 WITNESS, my hand this l \ \ '/[) \ 90J ~
-. ?hillyJ)UU(LU.
1 By: Supst1tute Trustee(s)
fili.elley Ortolani, Mhcy Mancuso, Michele Hreha,
Francesca Ortolam, Guy Wiggs, David Stockman,
Brenda Wiggs, Donna Stockman, Janet Pinder,
Brandy Bacon, Michelle Schwartz, Jamie Dworsky,
Angela Brown, Carol Dunmon, Payton Hreha, Jeff
Benton
,Auction.com, LLC, Agency Sales and Posting
LLC, Xome Inc., Tejas Corporate Services LLC,
Dustin George
C/O Vylla Solutions, LLC
1600 South Douglass Road, Suite 140
Anaheim, CA 92806
Appraised Value
$351,300
Default Amount
$358,050
Potential Savings: -$6,750
Auction Date
February 3, 2026
Foreclosure Type
mortgage
Current Owner
REYNA SHARRAH & DAVID ZAVALA
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