LAKE VALLEY ESTATES PH 2 BLK F LT 25 ACS 0.3581
Bedrooms
Bathrooms
Sq Ft
Year Built
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Ryan Daniel ---·'1
August 25, 2025
Viafi:rst class mail, certifi.ed mail, and email
Mr. Jose Moreno Vega and Mrs. Jennifer Molano
8202 Lake Valley Court
Rowlett, TX 75089
Mr. Juan Burgos
100 North Central Expressway Suite 503
Richardson, TX 75080
[email protected]
Re: DEMANDFORREPAYMENTAND
NOTICE OF INTENT TO ACCELERATE MATURITY
Property: 8202 Lake Valley Ct., Rowlett, Texas, 75089
Deed of Trust (hereafter "Deed of Trust")
Grantors: Jose Moreno Vega and Jennifer Molano
Lenders: Gale Force Securities, LLC and Got Your Number 6, LLC
Trustee: Law Offices ofT. Alan Ceshker, PC
Substitute Trustee: Ryan Daniel, Attorney at Law, PLLC
Recorded in: Document Number 201100119349 of the Real Property Records of Dallas County, Texas
Secures: Promissory Note (hereafter "Note") dated August 7th, 2024 with an original principal amount
of $475,000.00, executed by Jose Moreno Vega and Jennifer Molano and due to the order of
Gale Force Securities, LLC and Got Your Number 6, LLC ("the Note").
1525 US Hwy 380 Suite 500 #102, Frisco, TX 75034; [email protected]; 469-688-0621 Dear Mr. Moreno Vega and Mrs. Molano and Mr. Burgos:
Our firm represents Gale Force Securities, LLC and Got Your Number 6, LLC, the Mortgagees,
in connection with your indebtedness owed on the Note executed by you, dated August 7th, 2024,
payable to the order of Gale Force Securities, LLC and Got Your Number 6, LLC, in the original
principal amount of$475,000.00.
Jose Moreno Vega and Jennifer Molano, the Mortgagors, are delinquent in the payment of
amounts due under the Note and such delinquency constitutes a default according to the terms ofthe
Note. Mortgagors and any other party obligated on the Note are given notice according to applicable
state law that Mortgagors' failure to pay the amount due constitutes a monetary default under the terms
of the Note and the Deed of Trust. These past-due installments shall accrue interest in accordance with
the terms of the Note until paid.
Demand is hereby made for payment in full of all past-due amounts plus all lawfully accrued and
unpaid interest and reasonable attorney's fees incurred in collecting these amounts, as permitted under
the Note and/or mortgage on or before September 15th, 2025 by cashier's check at the offices of Ryan
Daniel, Attorney at Law, PLLC attention: Polaris Management, or by wire transfer in accordance with
the instructions that can be provided upon request.
The total past due amount required to be paid to avoid acceleration and foreclosure is
$17,616.25. This amount includes past due mortgage payments of $15,166.25 and $2,450.00 in
attorney fees.
Notice of Intent to Accelerate: The Loan Documents executed by Mortgagors provide that
upon default in the punctual payment of the installments due on the Note, the unpaid principal balance
of the Note may be accelerated at the option of the Mortgagees. You are notified that if the unpaid
balance due on the past-due installments, interest on the past-due installments, and reasonable attorney's
fees incurred by Mortgagees are not paid before September 15th, 2025, Mortgagees intend to accelerate
the maturity of the indebtedness and to declare the entire unpaid principal along with all unpaid accrued
interest to be immediately due and payable. Mortgagees further intend to enforce payment of all
amounts due by exercising some or all of the rights and remedies available under the law and under the
1525 US Hwy 380 Suite 500 #102, Frisco, TX 75034; [email protected]; 469-688-0621 Page 2 of 4 Loan Documents including, but not necessarily limited to, commencement of nonjudicial foreclosure of
the liens securing the debt.
If any party receiving this letter is a party to a bankruptcy proceeding under Chapter 11, please
consider this letter a notice of default under the Note in compliance with the Loan Documents and
applicable law, and not an attempt at debt collection in violation of the United States Bankruptcy Code.
Mortgagees will assert all claims against any party the subject of a bankruptcy proceeding in accordance
with the United States Bankruptcy Code. In addition, all claims by Mortgagees with regard to all Loan
Documents are intended to comply in every respect with all applicable usury laws and are limited to
avoid violation of the same.
Nothing in this letter shall constitute a waiver of the other rights and remedies held by the
Mortgagees, or preclude any default or event of default, or constitute an election of remedies with
respect to the Loan Document.
No communications Mortgagors have had or may have with Mortgagees shall constitute a waiver
of the other rights and remedies held by the Mortgagees, or preclude any default or event of default, or
constitute an election of remedies with respect to the Loan Document. In addition, no communications
with Mortgagees will constitute a waiver of deficiency, agreed foreclosure, or any consent to
nonpayment. Mortgagors and Mortgagees do not currently have any modifications, extensions,
renewals, or settlement agreements with regard to the Note and deed of trust, except as stated in this
letter.
Mortgagors may contact Ryan Daniel, Attorney at Law, PLLC at the firm's address to obtain a
complete statement and to arrange for payment of this debt. If Mortgagors or Mortgagors' attorney have
any questions, do not hesitate to contact our firm.
Assert and protect your rights as a member of the armed forces of the United States. If you
are or your spouse is serving on active military duty, including active military duty as a member
of the Texas National Guard or the National Guard of another state or as a member of a reserve
component of the armed forces of the United States, please send written notice of the active duty
military service to the sender of this notice immediately.
1525 US Hwy 380 Suite 500 #102, Frisco, TX 75034; [email protected]; 469-688-0621 Page 3 of4 The name of your creditor and amount of debt are set forth above. Unless, within thirty
days after your receipt of this notice, you dispute the validity of the debt or any portion thereof,
we will assume the debt to be valid. •
If within that thirty-day period, you notify us in writing that the debt or any portion
thereof is disputed, we will obtain a verification of the debt or a copy of a judgment, if any, and we
will mail to you a copy of such verification or judgment.
If the original creditor is different from the creditor named above, then upon your written
request within the same thirty-day period we will provide you with the name and address of the
original creditor.
WE ARE ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION
, OBTAINED WILL BE USED FOR THAT PURPOSE.
cc: Juan Burgos Sincerely,
RYAN DANIEL LAW PLLC
By: Isl Ryan Daniel
Ryan Daniel
Texas Bar No.
[email protected]
1525 US Hwy 380 Suite 500 #102
Frisco, TX 75034
Telephone: ( 469) 688-0621
1525 US Hwy 380 Suite 500 #102, Frisco, TX 75034; [email protected]; 469-688-0621 Page 4 of 4 ATTORNEY OR PARTY OF CASE SERVING THESE DOCUMENTS: FOR COURT USE ONLY
Ryan Daniel
Ryan Daniel Attorney At Law, Pllc
Telephone: (469) 688-0621
Email: [email protected]
PROOF OF SERVICE BY FIRST-CLASS MAIL
1. I am over 18 years of age and not a party to this action. I am a
resident of or employed in the county where the mailing took place.
2. My residence or business address is:
Edex Information Systems, Inc. CASE NUMBER/S:
255 New York Ranch Road, Suite# F
Jackson, CA 95642
3. On (date) 08/26/2025 the following documents were served from (city & state): Jackson, California
1. 20 DAY LETTER TO JOSE MORENO VEGA -JENNIFER MOLANO AND ATTY
~ Continued on the Attachment of Served Documents (form EDEXISPOS_D) EDEXISPOS-FCM
4. The documents listed above were enclosed in a sealed envelope or package addressed to the persons. listed in 5 (below).
The sealed envelope or package was then placed for collection and mailing following our ordinary business practices. I am
readily familiar with this business's practice for collecting and processing correspondence for mailing. On the same day that
correspondence is placed for collection and mailing, it is deposited in the ordinary course of business with the United States
Postal Service in a sealed envelope with postage fully prepaid.
5. The names and addresses of each person to whom I mailed the documents:
1. Jose Moreno Vega And Jennifer Molano [Certified Mail Return Receipt Elect]
8202 Lake Valley Ct Rowlett, TX 75089
2. Jose Moreno Vega And Jennifer Molano
8202 Lake Valley Ct Rowlett, TX 75089
~ Continued on the Attachment of Served Parties (form EDEXISPOS_P)
I declare under penalty of perjury under the laws of the State of California that the foregoing is true and correct.
Signature Date: 08/26/2025
Charles Bowen ►
(Name of person completing this form) (Signature of person completing this form) For tracking history, scan the QR code to the right or
click on the website address below:
https://edexis.com/tracking.htm?spk=002370418&did=4709549
Access the official USPS tracking webpage to add tracking
notifications by clicking on the website address below:
https:/ /tools.usps.com/go!TrackConfirmAction?qtc _ tLabels 1 =9214890260895002438361
Sender (from):
Ryan Daniel Attorney At Law, Pllc
1525 US Hwy 380, STE 500 #102
Frisco, TX 75033
._,,, ·,d'.;';;;;;G~
EDEXIS OrderlD: 2370418
Acceptance Date: 08/26/2025
Recipient (sent to):
Jose Moreno Vega And Jennifer Molano
8202 Lake Valley Ct
Rowlett, TX 75089
First Class Letter Return Receipt (Electronic): YES
USPS Post Office: Jackson CA 95642
Certification of US Postal Service Acceptance
We hereby certify the United States Postal Service accepted this mailing from EDEXIS at the
time shown in the certification seal above.
COMPLIANCE STATEMENT: EDEXIS is a neutral, third-party document printing and mailing
service for the legal and medical industry in the United States. We are not a party to any matter
or action related to the Sender or Reciever of this mailing.
We confirm USPS acceptance by requiring each Certified Mail barcode is electronically scanned by a
postal service employee in our presence when we deposit mail at a US Post Office. We further confirm
acceptance by later verifying each Certified Mail tracking number we produce shows an acceptance
scan in the .USPS tracking data we receive electronically from the postal service. For questions about
this mailing, please email [email protected] and provide the order number and tracking number
shown above. f
Appraised Value
$566,970
Default Amount
$475,000
Potential Savings: $91,970
Auction Date
October 7, 2025
Foreclosure Type
mortgage
Current Owner
BROZ VICTORIA
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