TOLER RIDGE 2 BLK 5 LT 7
Bedrooms
Bathrooms
Sq Ft
Year Built
TS No.: 2025-01252-TX
25-000790-673
Notice of [Substitute] Trustee Sale
Assert and protect vour rights as a member of the armed forces of the United States. lfvou are or vour spouse is
serving on active military dutv, including active military dutv as a member of the Texas National Guard or the
National Guard of another state or as a member of a reserve component of the armed forces of the United States,
please send written notice of the active duty militarv service to the sender of this notice immediately.
1. Date, Time and Place of Sale.
~ 01/06/2026
Time: The sale will begin at 0 1 :00 PM or not later than three hours after that time
Place: Dallas County. Texas at the following location: NORTH SIDE OF THE GEORGE ALLEN COURTS
BUILDING FACING COMMERCE STREET ORAS DESIGNATED BY THE COUNTY
COMMISSIONERS OFFICE PURSUANT TO SECTION 51.002 OF THE TEXAS PROPERTY
CODEASTHEPLACEWBEREFORECLOSURESALESARETOTAKEPLACEORAS
DESIGNATED BY THE COUNTY COMMISSIONERS
P1·operty Address: 3610 JENNIFER LANE, ROWLETT, TX 75088
2. Terms of Sale: The sale will be conducted as a public auction to the highest bidder for cash. Pursuant to the deed of
trust, the mortgagee has the right to direct theTrnstee to sell the property in one or more parcels and/or to sell all or only
part of the property. Pursuant to section 51.009 of the Texas Property Code, the property will be sold in AS IS, WHERE
IS condition, without any express or implied warranties, except as to the warranties of title, if any, provided for under the
deed of trust. Any conveyance of the property is subject to all matters of record affecting the property.
3. Instrument to be Foreclosed: The instrument to be foreclosed is the Deed of Trust or Contract Lien dated 08/19/2019
and recorded 08/21/2019 in Docwnent 201900220313 • real property records of Dallas County, Texas, with PATRICK
SCOTT HUBBARD AND HEATHER NICHOLE HUBBARD, HUSBAND AND WIFE. grantor(s) ru.1d
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. as Lender, MORTGAGE ELECTRONIC REGISTRATION
SYSTEMS, INC. as Beneficiary.
4. Appointment of S11bstitutc Trustee: In accordance with Texas Property Code Sec. 51.0076, the undersigned
authorized agent for the mortgage servicer has named and appointed, and by these presents does name and appointAVT
Title Services, LLC, located at 5177 Ricl,mond Avenue Suite 1230, Houston, TX 77056, Substitute Trustee to act u11der
and by virtue of said Deed of Trust
5. Obligation Secured: Deed of Trust or Contract Lien executed by PATRICK SCO'IT HUBBARD AND HEATHER
NICHOLE HUBBARD, HUSBAND AND WIFE., securing the payment of the indebtedness in the original principal
amount of$212,578.00, and obligations therein described including but not limited to the promissory note; and all
modifications, renewals and extensions of the promissory note. PHH MORTGAGE CORPORATION is the current
mortgagee of the note and deed of trust or contract lien.
Version I.I TX NOS 0217 Page 1 ofJ TS No.: 2025-0l252"TX
25-000790-673
Notice of [Substitute] Trustee Sale
6. Default: A default has occurred in the payment of indebtedness. and the same is now wholly due, and the owner and
holder has requested to sell said property to satisfy said indebtedness.
7. Property to be sold: The property to be sold is described as follows:
BEING LOT 7, IN BLOCKS, OF TOLER RIDGE NO. 2, AN ADDmON TO THE TOWN OF ROWLETT,
DALLAS COUNTY,_TEXAS,ACCORDING TO THE MAP THEREOF RECORDED IN VOLUME .81036, PAGE
1898, OF THE MAP RECORDS OF DALLAS COUNTY, TEXAS.
8. Mortgage Servicer Information: The Mortgage Servicer is authorized to represent the Mortgagee by virtue of a - servicing agreement ·with the Mortgagee. Pursuant to the Servicing Agreement and Texas Property Code § 51,0025~ the
Mortgage Servicer is authorized to collect the debt and to administer any resulting foreclosure of the lien securing the
properly referenced above. PHH Mortgage Corporation, as Mortgage Servicer, is representing the current mortgagee,
whose address is:
C/O PHH Mortgage Corporation
POBOX24605
West Palm Beach, FL 33416-4605
Phone: 877-744-2506
Version I.I TX NOS 0217 Page2 of3 TS No.: 2025-01252-TX
25-000790-673
Notice of [Substitute} Trustee Sale
9. Limitation of Damages: If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a
return of the funds paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee, or the
Mortgagee's attorney.
THIS INSTRUMENT APPOINTS THE SUBSTITUTE TRUSTEE(S) IDENTIFIED TO SELL THE PROPERTY
DESCRIBED IN THE SECURITY INSTRUMENT IDENTIFffiD IN TIDS NOTICE OF SALE. TiiE PERSON
SIGNING THIS NOTICE IS THE ATTORNEY OR AUTHORIZED AGENT OF THE MORTGAGEE OR
MORTGAGE SERVICER.
Date: 10/08/2025
Lihui Xia -Attorney or Authorized Agent of The Mortgagee or Mortgage Servicer
C/O Power Default Services, Inc.
7730 Market Center Ave, Suite 100
El Paso, TX 79912
Telephone: 855A27-2204
Fax: 866-960-8298
For additional sale information visit: www.hubzu.com or (855) 882-1314
POWER DEFAULT SERVICES, INC. MAY BE ACTING AS A DEBT COLLECTOR ATTEMPTING TO
COLLECT A DEBT. ANY INFORMATION OBTAINED MAY BE USED FOR THAT PURPOSE.
Certificate of Posting
I am Donna Stockman whose address ,a~Title Services, LLC, 5177 RichmoridAvenue, Suite 1230,
Houston, TX 77056.1 declare under penalty of perjury that on · I filed this Notice of Foreclosure Sale at the office
of the Dallas County Clerk and caused it to be posted at the location directed by the Dallas County Commissioners Court
Version 1.1 TX NOS 0217 PageJ ofJ
Appraised Value
$297,670
Default Amount
$212,578
Potential Savings: $85,092
Auction Date
January 6, 2026
Foreclosure Type
mortgage
Current Owner
HUBBARD PATRICK SCOTT &
2025 We Good LLC. All Rights Reserved