649 VALLEY VIEW DR

HILLSIDE VILLAGE NO 4 CAL, BLK R, LOT 1

C&MNo. 44-23-0985/FILENOS NOTICE OFTRUSTEE' SSALEANDAPPOINTMENT OFSUBSTITUTE TRUSTEE Assertandprotect yourrightsasamember ofthearmedforcesoftheUnited States. Ifyou areoryourspouse isserving onactivemilitary duty, including activemilitary dutyasa member oftheTexasNational Guard ortheNational Guard ofanother stateorasamember ofareserve component ofthearmed forcesoftheUnited States, please sendwritten noticeof theactiveduty military service tothesender ofthis noticeimmediately. Sender is:
Codilis & Moody, P.C., 20405StateHighway 249, Suite170, Houston, TX77070 INSTRUMENT BEING FORECLOSED ANDMORTGAGE SERVICER INFORMATION DeedofTrustdatedJune29, 2006andrecordedunderClerk'sFileNo. 20060711000950700, intherealproperty recordsofCollinCountyTexas, withDeniseL. Petty, RonaldC. Petty, JointtenantsasGrantor(s) andMortgage Electronic Registration Systems,Inc.,asbeneficiary, asnomineeforFidelityMortgage, adivisionofDeltaFunding Corporation, itssuccessors andassigns asOriginal Mortgagee. DeedofTrustexecutedbyDeniseL. Petty, RonaldC. Petty, Jointtenantssecuringpaymentoftheindebtedness in theoriginal principal amount of $88,400.00andobligation thereindescribed including butnotlimitedtothe promissorynoteandallmodifications, renewal andextensions ofthepromissorynote ( the "Note") executed by DeniseL. Petty, RonaldC. Petty.
HSBCBankUSA, N.A., asIndenture Trusteefortheregistered Noteholders of Renaissance HomeEquityLoanTrust2006-3isthecurrent mortgagee( the"Mortgagee") oftheNoteandDeedof TrustorContract Lien. TheMortgage Servicerisauthorized torepresent theMortgagee byvirtueofaservicing agreement withthe Mortgagee.
Pursuant totheServicing Agreement andTexasProperty Code51.0025, theMortgage Serviceris authorized tocollectthedebtandtoadminister anyresulting foreclosure oftheproperty securing theabove referenced loan. PHHMortgage Corporation isactingastheMortgage ServicerfortheMortgagee. PHHMortgage Corporation, isrepresenting theMortgagee, whoseaddressis: 1Mortgage Way,MountLaurel,NJ08054. Legal Description: LOT1, BLOCK ROFHILLSIDE VILLAGE NO.4,ANADDITION TOTHECITYOFALLEN, TEXAS, ACCORDING TOTHEREVISED PLATTHEREOF RECORDED INVOLUME 7PAGE 72OFTHEMAP RECORDS OFCOLLIN COUNTY, TEXAS. SALE INFORMATION DateofSale:01/06/2026 Earliest TimeSaleWillBegin: 10:00AM Location ofSale:
Theplaceofthesaleshallbe: CollinCountyCourthouse, Texasatthefollowing location: 2100Bloomdale Road, McKinney, Texas75071,orifthepreceding areaisnolongerthedesignated area, attheareamostrecently designated bytheCountyCommissioner' sCourt TERMS OFSALE Adefaulthasoccurredinthepaymentofsaidhereinreferenced indebtedness, andthesameisnowwhollydue, and theMortgagee and/orMortgage Servicer hasrequested thehereinafter appointed Substitute Trusteetosellsaid propertytothehighestbidderforcashandtodistribute orapplytheproceeds ofsaidsaleinaccordance withthe termsofsaidDeedofTrust. TheSalewillbeconducted asapublicauctiontothehighestbidderforcash,exceptthatMortgagee' sbidmaybeby credit against theindebtedness secured bythelienoftheDeed ofTrust.
Pursuant totheDeedofTrust, the mortgagee hastherighttodirecttheTrusteetosellthepropertyinoneormoreparcelsand/ortosellalloronlypart oftheproperty. Pursuant tosection51.009oftheIexasProperty Code,theProperty willbesoldin "ASIS," WHERE IS" condition, withoutanyexpressorimpliedwarranties, exceptastothewarranties oftitle, if any,provided forundertheDeedofTrust. 44-23-0985 Collin 4860261Thesalewillbeginattheearliesttimestatedabove,orwithinthree(3)hoursafterthattime. Ifthesaleissetaside foranyreason,thePurchaseratthesaleshallbeentitledonlytoareturnofthefundspaid.ThePurchasershallhave nofurtherrecourseagainsttheMortgagor, theMortgagee ortheMortgagee' sattorney. THIS INSTRUMENT APPOINTS THE SUBSTITUTE TRUSTEE( S)
IDENTIFIED TOSELL THE PROPERTY DESCRIBED INTHESECURITY INSTRUMENT IDENTIFIED INTHISNOTICE OF SALE. THEPERSON SIGNING THISNOTICE ISTHEATTORNEY ORAUTHORIZED AGENT OF THEMORTGAGEE ORMORTGAGE SERVICER. WHEREAS, inmycapacityasattorneyfortheMortgagee and/orItsMortgage Servicer, andpursuanttoSection 51.0076oftheTexasProperty Code, IHEREBY APPOINT ANDDESIGNATE CarolDunmon, Mary Mancuso, MicheleHreha,ShelleyOrtolani, Francesca Ortolani, GuyWiggs,DavidStockman, BrendaWiggs, DonnaStockman, JanetPinder, BrandyBacon,Michelle Schwartz, JamieDworsky, AngelaBrown, Payton Hreha, JeffBenton, AgencySalesandPosting,LLC, orCodilis& Moody,P.C.,asSubstitute Trustee. TheaddressfortheSubstitute Trusteeforpurposes ofSection51.0075(e)oftheTexasProperty Codeis: Codilis& Moody,P.C. 20405StateHighway 249,Suite170 Houston, TX77070 281)925-5200 Executed on12/08/2025. s/WillMorphis SBOTNo.24131905, Attorney atLaw Codilis& Moody,P.C. 20405StateHighway 249,Suite170 Houston, TX77070 281)925-5200 Postedandfiledby: Printed Name: C&MNo. 44-23-0985 c$tVcri Fri C7 room M N