4726 Autumn LKS

LAKE COLONY SEC 4, BLOCK 2, LOT 4

92328.628.00
NOTICE OF CONFIDENTIALITY RIGHTS: IF YOU ARE A NATURAL PERSON,
YOU MAY REMOVE OR STRIKE ANY OR ALL OF THE FOLLOWING
INFORMATION FROM ANY INSTRUMENT THAT TRANSFERS AN iNTEREST IN
REAL PROPERTY BEFORE IT IS FILED FOR RECORD IN THE PUBLIC RECORDS:
YOUR SOCIAL SECURITY NUMBER OR YOUR DRIVER'S LICENSE NUMBER.
NOTICE OF SUBSTITUTE TRUSTEE'S SALE
DATE: OCTOBER 10, 2025
NOTE: Note, as renewed, modified, or extended, described as follows:
Date:
Maker:
Payee: May 13, 1997
Alfonso Cruz, Jr. & Maricela B. Cruz
Central Pacific Mortgage Co.
Original Principal Amotmt: $148,800.00
DEED OF TRUST: Deed of Trust, described as follows:
Date: May 13, 1997
Grantor: Alfonso Cruz, Jr. & Maricela B. Cruz
Trustee: Nancy Dailey
Beneficiary: Central Pacific Mortgage Co. ~
Recorded: Document No. 9730893 Real Property Records, FORT BEND County,
Texas
LENDER: Wilmington Savings Fund Society, FSB, as Owner Trustee of the Residential Credit
Opportunities Trust X-C
BORROWER: Alfonso Cruz, Jr. & Maricela B. Cruz
PROPERTY: The real property described as follows:
Commonly known as: 4726 AUTUMN LAKES, MISSOURI CITY, TEXAS 77459
Legally described as: LOT FOUR (4) IN BLOCK TWO (2) OF LAKE COLONY
SECTION FOUR (4), AN ADDITION IN FORT BEND COUNTY, TEXAS
ACCORDING TO THE MAP OR PLAT THEREOF RECORDED IN SLIDE NO.
1088/A AND 1088/B OF THE PLAT RECORDS OF FORT BEND COUNTY, TEXAS,
together with all buildings, structures, fixtures and improvements thereon and any and
all appurtenances and rights thereto, SAVE AND EXCEPT ANY AND ALL LOTS OR
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PORTIONS THEREOF THAT HAVE BEEN Rh.""I.EASED OF RECORD BY THE
HOLDER OF THE DEED OF TRUST.
SUBSTITUTE TRUSTEE: JEFF LEVA, SANDY DASIGENIS, STEVE LEV A, DAVID
GARVIN .
Substitute Trustee's Mailing Address:
c/o 8080 Park Ln., Ste. 700
Dallas, Texas 75231
DATE AND TIME OF ~STITUTE TRUSTEE'S SALE OF PROPERTY:
NOVEMBER 602s, the first Tuesday of the month, to commence at 1 :00 PM or within
three (3) hours after that time.
PLACE OF SUBSTffUTE TRUSTEE'S SALE OF PROPERTY: .
In FORT BEND County, Texas, in the area designated by the Commissioners Court of
such County, pursuant to Section 51.002 of the Texas Property Code (if no such place is
designated, then the sale will take place in the area where this Notice of Substitute
Trustee's Sale is posted).
RECITALS
Default has occurred in the payment of the Note and/or in the performance of the obligations
under the Deed of Trust that secures the Note. Because of this default, Lender, the owner and
holder of the Note and the Deed of Trust lien under Texas Property Code Section 51.002, has
requested that Substitute Trustee sell the Property according to the terms of the Deed of Trust
and applicable law.
Formal notice is now given of Lender's election to proceed against and sell the real property
described in the Deed of Trust, consistent with Lender's rights and remedies under the Deed of
Trust and applicable law.
Therefore, notice is given that on the Date and Time of Substitute Trustee's Sale of Property
and at the Place of Substitute Trustee's Sale of Property, I, as Substitute Trustee, or any other
substitute trustee Lender may appoint, will sell the Property by public sale to the highest bidder
for cash or acceptable certified funds, according to the Deed of Trust and applicable law. The
sale and conveyance of the Property will be subject to all matters of record applicable to the
Property that are superior to the Deed of Trust and to any permitted exceptions to title described
in the Deed of Trust. Substitute Trustee has not made and will not make any covenants,
representations, or warranties about the Property other than providing the successful bidder at
the sale with a deed to the Property containing any warranties of title required by the Deed of
Trust. The Property will be sold AS IS, WHERE IS, AND WITH ALL FAULTS.
ASSERT AND PROTECT YOUR RIGHTS AS A MEMBER OF THE ARMED FORCES OF
THE UNITED STATES. IF YOU ARE OR YOUR SPOUSE IS SERVING ON ACTIVE
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MILITARY DUTY, INCLUDING ACTIVE MILITARY DUTY AS A MEMBER OF THE
TEXAS NATIONAL GUARD OR THE NATIONAL GUARD OF ANOTHER ST A TE OR AS
A MEMBER OF A RESERVE COMPONENT OF THE ARMED FORCES OF THE UNITED
STATES, PLEASE SEND WRITTEN NOTICE OF. THE ACTIVE-DUTY MILITARY
SERVICE TO THE SENDER OF THIS NOTICE IMMEDIATELY.
EXECUTED effective as of OCTOBER 10, 2025.
SUBSTITUTE TRUSTEE
Print: SANDY DASIGENIS
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