COUNTRY LAKES AT GRAYSON LAKES SEC 7, BLOCK 3, Lot 6
Bedrooms
Bathrooms
Sq Ft
Year Built
2318 FERN BEND LN
KATY, TX 77494 F~LED ~J
2025 HOV l O AN 10: OD
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:?1otHf1Ytt'ERK
FORT ~E~D com: [Y TE.;s
NOTICE OF [SUBSTITUTE) TRUSTEE'S SALE 00000010313989
Assert and protect your rights as a member of the armed forces of the United States. If you are or vour spouse is
serving on active military duty, including active military duty as a member of the Texas National Guard or the
National Guard of another state or as a member of a reserve component of the armed forces of the United States,
please send written notice of the active duty military service to the sender of this notice immediately.
I. Date, Time, and Place of Sale. /
Date: December 02, 2025 ✓
Time: The sale will begin at 1 :00 PM or not later than three hours after that time.
Place: FORT BEND COUNTY FAIRGROUNDS • BUILDING C, 4310 HIGHWAY 36 SOUTH ROSENBERG
TEXAS, OR • AS DESIGNATED BY THE COUNTY COMMISSIONERS or as designated by the county
commissioners.
2. Terms of Sale. Cash.
3. Instrument to be Foreclosed. The Instrument to be foreclosed is the Deed of Trust or Contract Lien dated May 11,
2012 and recorded in Document CLERK'S FILE NO. 2012056723 real property records of FORT BEND County, Texas,
with THOMAS WINCKLER AND LAURA WINCKLER, HUSBAND AND WIFE, grantor(s) and JPMORGAN CHASE
BANK, N.A., mortgagee.
4. Obligations Secured. Deed of Trust or Contract Lien executed by THOMAS WINCKLER AND LAURA WINCKLER,
HUSBAND AND WIFE, securing the payment of the indebtednesses in the original principal amount of $229,600.00, and
obligations therein described including but not limited to the promissory note and all modifications , renewals and extensions
of the promissory note. U.S. BANK TRUST NATIONAL ASSOCIATION, NOT IN ITS INDIVIDUAL CAPACITY BUT
SOLELY AS OWNER TRUSTEE FOR RCAF ACQUISITION TRUST is the current mortgagee of the note and Deed of
Trust or Contract Lien.
5. Property to Be Sold. The property to be sold is described in the attached Exhibit A.
6. Mortgage Servicer Information. The Mortgage Servicer is authorized to represent the Mortgagee by virtue of a
servicing agreement with the Mortgagee. Pursuant to the Servicing Agreement and Texas Property Code § 51.0025, the
Mortgage Servicer is authorized to collect the debt and to administer any resulting foreclosure of the lien securing the
Property referenced above. SELENE FINANCE, as Mortgage Servicer, is representing the current mortgagee, whose address
is:
c/o SELENE FINANCE
3501 OLYMPUS BLVD
5TH FLOOR, SUITE 500
DALLAS, TX 75019
FCTX_NTSS .rpl (11/17/2020)-S Ver-03 1111111111111111III Ill 11111111111111111111111111111111111 lllll lllll llllllllll lllll lrnl 11111111
NTSS000000 10313989 Page I of3 i'
2318 FERN BEND LN
KATY, TX 77494 00000010313989
TIDS INSTRUMENT APPOINTS THE SUBSTITUTE TRUSTEE(S) IDENTIFIED TO SELL THE PROPERTY
DESCRIBED IN THE SECURITY INSTRUMENT IDENTIFIED IN THIS NOTICE OF SALE THE PERSON
SIGNING THIS NOTICE IS THE ATTORNEY OR AUTHORIZED AGENT OF THE MORTGAGEE OR
MORTGAGE SERVICER.
The undersigned as attorney for the mortgagee or mortgage servi~er does herby remove the original trustee and all successor
substitute trustees and appoints in their steed AUCTION.COM, LLC OR BARRETT DAFFIN FRAPPIER TURNER &
ENGEL, LLP whose address is c/o BARRET!' DAFFIN FRAPPIER TURNER & ENGEL, LLP, 4004 Belt Line Road, Suite
100, Addison, Texas 75001-4320 as Substitute Trustee, who shall hereafter exercise all powers and duties set aside to the
said original trustee under the said Deed of Trust; _ and, further docs hereby request, authorize, and instruct said Substitute
Trustee to conduct and direct the execution of remedies set aside to the beneficiary therein.
~
Israel Saucedo
Certificate of Posting
My name is _________________ _, and my address is c/o 4004 Belt Line Road, Suite 100,
Addison, Texas 75001-4320. I declare under penalty of perjury that on ___________ I filed at the office
of the FORT BEND County Clerk and caused to be posted at the FORT BEND County courthouse this notice of sale.
DeclarantsName: ________________ _
Date: ____________________ _
FCTX_NTSS.rpt (ll11712020)-S Ver.OJ Page2 of3 2318 FERN BEND LN
KATY, TX 77494
00000010313989 00000010313989
FORTBEND
BEING LOT 6, BLOCK 3 OF COUNTRY LAKES AT GRAYSON LAKES, SECTION SEVEN (7), AN ADDITION IN FORT BEND
COUNTY, TEXAS, ACCORDING TO THE PLAT THEREOF RECORDED IN PLAT NO. 20040006, PLAT RECORDS, FORT BEND
COUNTY, TEXAS.
FCTX_NTSS.rpt(ll/17/202O)-S Vcr-O3 Poge3of3
Appraised Value
$584,642
Default Amount
$229,600
Potential Savings: $355,042
Auction Date
December 2, 2025
Foreclosure Type
mortgage
Current Owner
Winckler Thomas & Laura
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