Ridgemont Sec 8, BLOCK 1, Lot 23
Bedrooms
Bathrooms
Sq Ft
Year Built
16106 Bantam Ridge Court, Houston, TX 77053 FILED
2025 JUN 1:2 AH 9: 58
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,, ·· COUNTY 9hE~K " ,,. hoc\ ~t;ORT li!H-m .CPJ.:,c;T~. "Pi'"1t\;, J\-- NOTICE OF (SUBSTITUTE) TRUSTEE'S SALE .. , . 25-006952
Assert and protect your rights as a member of the armed forces of the United States. If you are or your
spouse is serving on active military duty, including active military duty as a member of the Texas National
Guard or the National Guard of another state or as a member of a reserve component of the armed forces of
the United States. please send written notice of the active-duty military service to the sender of this notice
immediately.
I. Date, Time, and Place"ofSale.
Date: 7 09/02/2025
Time: Between 1 :00 PM -4:00 PM and beginning not earlier than 1 :00 PM and ending not later
than three hours thereafter.
Place: The area designated by the Commissioners Court of Fort Bend County, pursuant to
§51.002 of the Texas Property Code as amended: ifno area is designated by the
Commissioners' Court, the sale will be conducted in the area immediately adjacent (next)
to the location where this Notice of Trustee's Sale was posted.
2. Terms of Sale. Highest bidder for cash.
3. Instrument to be Foreclosed. The Instrument to be foreclosed is the Deed of Trust or Contract Lien dated
August 15, 2006 and recorded in the real property records of Fort Bend County, TX and is recorded under Clerk's
Instrument No. 2006104454 with Stacy Smith (grantor(s)) and Mortgage Electronic Registration Systems, Inc., as
nominee for Market Street Mortgage Corporation mortgagee to which reference is herein made for all purposes.
4. Obligations Secured. Deed of Trust or Contract Lien executed by Stacy Smith, securing the payment of the
indebtedness in the original amount of$155,066.00, and obligations therein described including but not limited to
the promissory note and all modifications, renewals and extensions of the promissory note. Bank of America, N.A.
is the current mortgagee of the note and Deed of Trust or Contract Lien.
5. Property to be Sold. LOT TWENTY-THREE (23), IN BLOCK ONE (1) OF RIDGEMONT SEC. 8, A
SUBDIVISION IN FORT BEND COUNTY, TEXAS, ACCORDING TO THE MAP OR PLAT THEREOF
RECORDED AT PLAT NUMBER 20040164 OF THE PLAT RECORDS OF FORT BEND COUNTY, TEXAS.
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4845693 z 6. Mortgage Servicer Information. The Mortgage Servicer is authorized to represent the Mortgagee by virtue of a
servicing agreement with the Mortgagee. Pursuant to the Servicing Agreement and Texas Property Code §51.002,
the Mortgage Servicer is authorized to collect the debt and to administer any resulting foreclosure of the lien
securing the Property referenced above. Wells Fargo Home Mortgage, as Mortgage Servicer, is representing the
current Mortgagee whose address is:
Bank of America, N.A.
11625 N Community House Rd
Charlotte, NC 28277
7. Substitute Trustee(s) Appointed to Conduct Sale. In accordance with Texas Property Code §51.0076, the
undersigned attorney for the mortgage servicer has named and appointed, and by these presents does name and
appoint Kirk Schwartz Esq. or Carson Emmons, Esq. or Justin Ritchie, Esq. or A WEST OR Carl Meyers, Leb
Kemp, Traci Yeaman, Israel Curtis, John Sisk, Clay Golden, Matthew Hansen, Evan Press, Joshua Sanders, Cary
Corenblum, Ramiro Cuevas, Jami Grady, Amy Beaulieu, Amy Oian, Daniel Hart, whose address is 1320 Greenway
Drive, Suite 300, Irving, TX 75038 OR AUCTION.COM, Substitute Trustee to act under and by virtue of said
Deed of Trust.
THIS INSTRUMENT APPOINTS THE SUBSTITUTE TRUSTEE(S) IDENTIFIED TO SELL THE
PROPERTY DESCRIBED IN THE SECURITY INSTRUMENT IDENTIFIED IN THIS NOTICE OF
SALE. THE PERSON SIGNING THIS NOTICE IS THE ATTORNEY OR AUTHORIZED AGENT OF
THE MORTGAGEE OR MORTGAGE SERVICER.
June 6, 2025
Executed on
Isl Justin Ritchie
James E. Albertelli, P.A.
Kirk Schwartz, Esq.
Carson Emmons, Esq.
Justin Ritchie, Esq.
6565 N. MacArthur, Suite 470
Irving, TX 75039 June 12, 2025
Executed on ~ Agency Sales & Posting
Jeff Leva, Sandy Dasigenis, Megan L. Randle, Ebbie
Murphy, Wayne Daughtrey, Steve Leva, Nicole
Durrett OR AUCTION.COM
1320 Greenway Drive, Suite 300
Irving, TX 75038
CERTIFICATE OF POSTING
My name is ___________ __, and my address is 1320 Greenway Drive, Suite 300, Irving, TX
75038. I declare under penalty of perjury that on _______________ I filed at the office of
the Fort Bend County Clerk and caused to be posted at the Fort Bend County courthouse this notice of sale.
Declarants Name: ___________ _
Date: _______________ _
Appraised Value
$256,852
Default Amount
$155,066
Potential Savings: $101,786
Auction Date
September 2, 2025
Foreclosure Type
mortgage
Current Owner
Crosby Travis Neal Etal
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