195 Copper Stream LN

Rivers Edge Sec 6, BLOCK 1, Lot 6

C&M No. 44-25-02089/ FILE NOS
NOTICE OF TRUSTEE'S SALE
Texas National Guard or the National Guard of another state or ~reserve
component of the armed forces of the United States, please send written no.t~ '.!ili7eYactiv.~ duty
military service to the sender of this notice immediately. Sender is: Codilis & ··Moody, P~t:; 20405
State Highway 249, Suite 170, Houston, TX 77070
INSTRUMENT BEING FORECLOSED AND MORTGAGE SERVICER INFORMATION
Deed of Trust dated July 31, 2024 and recorded under Clerk's File No. 2024073589, in the real property records of FORT
BEND County Texas, with Latrivia Guinn and Michael Darnell Guinn A/KIA Michael Guinn, wife and husband as
Grantor(s) and Mortgage Electronic Registration Systems, Inc., as beneficiary, as nominee for OCMBC, Inc., its successors
and assigns as Original Mortgagee.
Deed of Trust executed by Latrivia Guinn and Michael Darnell Guinn A/K/ A Michael Guinn, wife and husband securing
payment of the indebtedness in the original principal amount of $362,316.00 and obligation therein described including but
not limited to the promissory note and all modifications, renewal and extensions of the promissory note (the "Note")
executed by Latrivia Guinn, Michael Darnell Guinn. Data Mortgage Inc., DBA Essex Mortgage is the current mortgagee
(the "M01tgagee") of the Note and Deed of Trust or Contract Lien.
The Mortgage Servicer is authorized to represent the Mortgagee by virtue of a servicing agreement with the Mortgagee.
Pursuant to the Servicing Agreement and Texas Property Code 51.0025, the Mortgage Servicer is authorized to collect the
debt and to administer any resulting foreclosure of the property securing the above referenced loan. Essex Mortgage is
acting as the Mortgage Servicer for the Mortgagee. Essex Mortgage, is representing the Mortgagee, whose address is: 2100
SE 17th Street, #112, Ocala, FL 34471.
Legal Description:
LOT 6, IN BLOCK 1, OF RIVER'S EDGE SECTION SIX, AN ADDITION IN FORT BEND COUNTY, TEXAS,
ACCORDING TO THE MAP OR PLAT THEREOF RECORDED IN/UNDER PLAT NO. 20060138 OF THE
MAP/PLAT RECORDS OF FORT BEND COUNTY, TEXAS.
✓ SALE INFORMATION
Date of Sale: 11/04/2025 Earliest Time Sale Will Begin: 1:00 PM
Location of Sale: The place of the sale shall be: FORT BEND County Courthouse, Texas at the following
location: Fort Bend County Fairgrounds -Building C, 4310 Highway 36 South, Rosenberg, Texas 77471 or if the preceding
area is no longer the designated area, at the area most recently designated by the County Commissioner's Court.
TERMS OF SALE
A default has occurred in the payment of said herein referenced indebtedness, and the same is now wholly due, and the
Mortgagee and/or Mortgage Servicer has requested the hereinafter appointed Substitute Trustee to sell said property to the
highest bidder for cash and to distribute or apply the proceeds of said sale in accordance with the terms of said Deed of
Trust.
The Sale will be conducted as a public auction to the highest bidder for cash, except that Mortgagee's bid may be by credit
against the indebtedness secured by the lien of the Deed of Trust. Pursuant to the Deed of Trust, the mortgagee has the
right to direct the Trustee to sell the property in one or more parcels and/or to sell all or only part of the property. Pursuant
to Section 51.009 of the Texas Property Code, the Property will be sold in "AS IS," "WHERE IS" condition, without
any express or implied warranties, except as to the warranties of title, if any, provided for under the Deed of Trust.
44-25-02089
FORT BEND I llllll 1111111111111! IIH 111111111111111111
4851769 The sale will begin at the earliest time stated above, or within three (3) hours after that time. If the sale is set aside for any\ 'I,/
reason, the Purchaser at the sale shall be entitled only to a return of the funds paid. The Purchaser shall have no further
recourse against the Mortgagor, the Mortgagee or the Mortgagee's attorney.
The address for the Substitute Trustee for purposes of Section 51.0075( e) of the Texas Property Code is:
Codilis & Moody, P.C.
20405 State Highway 249, Suite 170
Houston, TX 77070
(281) 925-5200
eyers , Tr i Yeaman, Israel Curtis, John Sisk, Clay Golden, Matthew
Hansen, Evan Press, Joshua Sanders, Cary Corenblum, Ramiro Cuevas, Jami Grady,
Amy Beaulieu, Amy Oian, Daniel Hart, Jeff Leva, Sandy Dasigenis, Megan L. Randle,
Ebbie Murphy, Wayne Daughtrey, Steve Leva, Nicole Durrett, Thomas Delaney, Danya
Gladney, Aaron Demuth, Codilis & Moody, P.C., or Auction.com, as Substitute Trustee