39 St. Catherine WAY

Estates at Lakes of Williams Ranch Sec 1, BLOCK 2, Lot 3

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FI.LE Dyl,~
14 October 2025
Deed of Trust ("Deed of Trust"):
Dated:
Granter:
Trustee: 24 October 2024
Aim Rahul Varma
CHRISTOPHER M. PHAM LAW GROUP, PLLC
Trustee's Address: 10700 Richmond Avenue, Suite 200, Houston, TX 77042
Lender: Minh Thi Pham
Recorded in: File No. 2024104570 of the real property records of Fort
Bend County, Texas.
Legal Description: Lot 3, Block 2, of the ESTATES AT LAKES OF
WILLIAMSON RANCH, SECTION ONE, a subdivision in
Fort Bend County, Texas, according to the map or plat
thereof, recorded in Plat No. 20180168, Plat Records, Fort
Bend County, Texas.
Secures:
Property:
Foreclosure Sale:
Date:
Time:
Place: ADDRESS FOR REFERENCE ONLY: 39 St Catherine Way,
Richmond, TX 77469.
Promissory Note ("Note") in the original principal amount of
$900,000.00, executed by Aim Rahul Varma ("Borrower'')
and payable to the order of Lender Minh Thi Pham, and all
other indebtedness of Borrower to Lender.
The real property, improvements, and personal property
described in and mortgaged in the Deed of Trust, including
the real property described in the Legal Description above,
and all rights and appurtenances thereto.
4 November 2025
The sale of the Property will be held between the hours of
1 :00PM and 4:00PM local time; the earliest time at which
the Foreclosure Sale will begin is 1 :00PM and not later
than three hours thereafter.
Fort Bend County Fairgrounds, 4310 Highway 36 South,
1 Terms of Sale: i
Rosenberg, TX 77471, Fort Bend County, Texas, or, if the
preceding area(s) is/are no longer the area(s) designated
by the Fort Bend County Commissioner's Court, at the
area most recently designated by the Fort Bend County
Commissioner's Court.
The Foreclosure Sale will be conducted as a public auction
and the Property will be sold to the highest bidder for cash,
except that Lender's bid may be by credit against the
indebtedness secured by the lien of the Deed of Trust.
Default has occurred in the payment of the Note and in the performance of the
obligations of the Deed of Trust. Because of that default, Lender, the owner and holder
of the Note, has requested Trustee to sell the Property.
The Deed of Trust may encumber both real and personal property. Formal notice
is hereby given of Lender's election to proceed against and sell both the real property and
any personal property described in the Deed of Trust in accordance with Lender's rights
and remedies under the Deed of Trust and Section 9.604(a) of the Texas Business and
Commerce Code.
Therefore, notice is given that on and at the Date, Time, and Place for the
Foreclosure Sale described above, Trustee will sell the Property in accordance with the
Terms of Sale described above, the Deed of Trust, and applicable Texas law.
If Lender passes the Foreclosure Sale, notice of the_ date of any rescheduled
foreclosure sale will be reposted and refiled in accordance with the posting and filing
requirements of the Deed of Trust and the Texas Property Code.
The Foreclosure Sale will be made expressly subject to any title matters set forth
in the Deed of Trust, but prospective bidders are reminded that by.law the Foreclosure
Sale will necessarily be made subject to all prior matters of record affecting the Property,
if any, to the extent that they remain in force and effect and have not been subordinated
to the Deed of Trust. For the avoidance of doubt, the Foreclosure Sale will not cover any
part of the Property that has been released of public record from the lien and/or security
interest of the Deed of Trust by Lender. Prospective bidders are strongly urged to
examine the applicable property records to determine the nature and extent of such
matters, if any.
Pursuant to section 51.009 of the Texas Property Code, the Property will be sold
"AS IS," without any expressed or implied warranties, except as to the warranties
(if any) provided for under the Deed of Trust. Prospective bidders are advised to
conduct an independent investigation of the nature and physical condition of the Property.
Pursuant to section 51.0075(a) of the Texas Property Code, Trustee reserves the
right to set further reasonable conditions for conducting the Foreclosure Sale. Any such
further conditions shall be announced before bidding is opened for the first sale of the day
2 held by Trustee.
ASSERT AND PROTECT YOUR RIGHTS AS A MEMBER OF THE ARMED
FORCES OF THE UNITED STATES. IF YOU ARE OR YOUR SPOUSE IS SERVING
ON ACTIVE MILITARY DUTY, INCLUDING ACTIVE MILITARY DUTY AS A MEMBER
OF THE TEXAS NATIONAL GUARD OR THE NATIONAL GUARD OF ANOTHER
ST ATE OR AS A MEMBER OF A RESERVE COMPONENT OF THE ARMED FORCES
OF THE UNITED STATES, PLEASE SEND WRITTEN NOTICE OF THE ACTIVE DUTY
MILITARY SERVICE TO THE SENDER OF THIS NOTICE IMMEDIATELY.
THIS INSTRUMENT APPOINTS THE TRUSTEE(S) IDENTIFIED TO SELL THE
PROPERTY DESCRIBED IN THE SECURITY INSTRUMENT IDENTIFIED IN THIS
NOTICE OF SALE. THE PERSON SIGNING THIS NOTICE IS THE ATTORNEY OR
AUTHORIZED AGENT OF THE MORTGAGEE OR MORTGAGE SERVICER.
CHRISTOPHER M. PHAM LAW GROUP, PLLC, Trustee
By: ___________________ _
CHRISTOPHER M. PHAM, Attorney
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