659 Stephanie DR

HUNTERS GLEN SEC 2, BLOCK 4, LOT 37

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!;1;2 ·i r-c: n•c 1:a:;:: :»-'°'-I I \ ~ c-< ~-;:. .. , NOTICE OF DEFAULT AND FORECLOSURE SALE ~p>~,-1 _
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i"<A '',;"'-. --- WHEREAS, on March 03, 2010, a certain Deed of Trust was executed by·Bat§iJo Ba~
Garrett, as Borrower, in favor of Urban Financial Group as beneficiary, and ~¥ ~~rded~·
March 11, 2011, in 2010020654 in the Office of the Recorder, Fort Bend County, Texas; and
WHEREAS the Deed of Trust was insured by the Secretary Housing and Urban
Development (the "Secretary") pursuant to the National Housing Act for the purpose of
providing single family housing; and
• WHEREAS, the Deed of Trust is now owned by the Secretary, pursuant to an assignment
dated September 2, 2019, and recor~ed on Decembei: :30, 2019, as Instrument Number
20i9149431, in the Office of the Recorder, Fort Bend County, T~xas; and
WHEREAS a default has been made in the covenants and conditions of the Deed of
Trust, as of August 15, 2024, pursuant to 9(a)(i): As of the date of this notice, the loan remains in
default; and •
WHEREAS the entire amount delinquent as of June 20, 2025, is $160,231.58; and
WHEREAS, by virtue of this default, the Secretary has declared the entire amount of the
indebtedness secured by the Mortgage to be immediately due and payable.
NOW THEREFORE, pursuant to powers vested in me by the Single-Family Foreclosure
Act of 1994, 12 U.S.C. 3751 et seq., by 24 CFR Part 27 subpart B, and by the Secretary's
designation of me as Foreclosure Commissioner, recorded on June 29, 2021, in 2021107684
0otice is hereby given that, on September 2, 2025, at 1 pm-4pm local time, all real and personal
property at or used in connection with the following described premises ("Property"), will be
sold at public auction to the highest bidder(s):
LEGAL DESCRIPTION
Commonly known as: 659 Stephanie Dr, Missouri City, TX 77489
Permanent Parcel Number(s): R71823
The sale will be held in the lobby of the 1317 Eugene Heimann Cir, Richmond, TX
77469
The Secretary of Housing and Urban Development will bid $248,751.26 plus any
additional accrual, fees, costs, or charges incurred by the Secretary up to the date of sale.
There will be no proration of taxes, rents or other income or liabilities, except that the
purchaser(s) will pay, at or before closing, his (their) pro-rata share of any real estate taxes that
have been paid by the Secretary to the date of the foreclosure sale.
When making their bids, all bidders, except the Secretary, must submit a deposit totaling
$24,875.13 in the form of a certified check or cashier's check made out to the United States
Secretary of Housing and Urban Development. A deposit need not accompany each oral bid. If .,, -.r­m
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8'5 the successful bid is oral, a deposit of $24,875.13 must be presented before the bidding is closed.
The deposit is nonrefundable. The remainder of the purchase price must be delivered within lQ.
days of the sale or at such other time as the Secretary may determine for good cause shown, time
being of the essence. This amount, like the bid deposits, must be delivered in the form of a
certified or cashier's check. If the Secretary is the high bidder, he need not pay the bid amount in
cash. The successful bidder(s) will pay all conveyancing fees, all real estate and other taxes that
are due on or after the delivery date of the remainder of the payment and all other costs
associated with the transfer of title. At the conclusion of the sale, the deposits of the
unsuccessful bidder(s) will be returned to them.
The Secretary may grant an extension of time within which to deliver the remainder of
the payment. All extensions will be for 15-day increments for a fee of $500, paid in advance. The
extension fee shall be paid in the fonn ofa certified or cashier's check made payable to the
United States Secretary of Housing arid Urban Development. If the high bidder(s) close(s) the
sale prior to the expiration of any extension period, the unused portion of the extension fee shall
be applied toward the amount due at closing.
If the high bidder(s) .is/are unable to close the sale within the required period; or within
any extensions of time granted by the Secretary, the high bidder may be required to forfeit the
cash deposit, or at the election of the foreclosure commissioner after consultation with the HUD
representative, will be liable to the Secretary for any costs incurred as a result of such failure,
and the Commissioner may, at the direction of the HUD Field Office Representative, offer the
Property to the second highest bidder for an amount equal to the highest price offered by that
bidder.
There is no right of redemption, or right of possession based upon a right of redemption,
in the mortgagor or others subsequent to a foreclosure completed pursuant to the Act. Therefore,
the Foreclosure Commissioner will issue a Deed to the purchaser(s) upon receipt of the entire
purchase price in accordance with the tenns of the sale as provided herein. HUD does not
guarantee that the property will be vacant.
The scheduled foreclosure sale shall be cancelled or adjourned if it is established, by
documented written application of the mortgagor to the Foreclosure Commissioner not less than
3 days before the date of sale, or otherwise, that the default or defaults upon which the
foreclosure is based did not exist at the time of service of this notice of default and foreclosure
sale, or all amounts due under the mortgage agreement are tendered to the Foreclosure
Commissioner, in the form of a certified or cashier's check payable to the United States Secretary
of Housing and Urban Development, before public auction of the property is completed.
The amount that must be paid if the mortgage is to be reinstated prior to the scheduled
sale is $248,751.26 as of September 2, 2025, plus all other amounts that would be due under the
mortgage agreement if payments under the mortgage had not been accelerated, advertising costs
and postage expenses incurred in giving notice, mileage by the most reasonable road distance for
posting notices and for the Foreclosure Commissioner's attendance at the sale, reasonable and
customary costs incurred for title and lien record searches, the necessary out-of-pocket costs
incurred by the Foreclosure Commissioner for recording documents, a commission for the Foreclosure. Commissioner, and all other costs incurred in connection with the foreclosure prior
to reinstatement.
Tender of payment by certified or cashier's check or application for cancellation of the
foreclosure sale shall be submitted to the address of the Foreclosure Commissioner provided
below.
Foreclosure Commissioner
itchie, Esq. on behalf of
E. ALBERTELLI, P.A.
HUD Foreclosure Commissioner
6565 N MacArthur Blvd, Suite 470
Irving, TX 75039
Phone:469-804-8457
· Fax: 469-804-8462
[email protected]
Acknowledgment
State of FLORIDA )
County of HILLSBOROUGH )
Before me the undersigned authority, on this day personally appeared Kirk Schwartz known to
me (or proved to me through an identity card or other document) to be the person whose name is
subscribed to the foregoing instrument, and acknowledged to me that he executed the same for
the purposes and consideration therein expressed.
Given under my hand and seal on this )1 day of U~----' 2025.
(Seal) ~ /,(;,i~
Notary Public .
My Commission Expires: 8--Jd~aod7
This Instrument prepared by:
Kirk Schwartz,, Esq.
6565 N MacArthur Blvd, Suite 470
Irving, TX 75039
Firm # 24-038499 Nola of Fi,
zon,
My H 4>·.
Notary Public Stato of Florida •
Cetellna Tarazon&
My Commission HH 436&37
Expires 8/22/2027 027 EXHIBIT A
LEGAL DESCRIPTION
LOT THIRTY-SEVEN (37), IN BLOCK FOUR (4) OF HUNTER'S OLEN SECTION TWO (2), AN ADDITION
IN FORT BEND COUNTY, TEXAS, ACCORDING TO THE MAP OR PLAT THEREOF. RECORDED IN
VOLUME 17, PAGE 60FTHE PLAT RECORDS OF FORT BEND COUNTY, TEXAS,